ALAC Askari Life Assurance Company Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 22.99 -1.20%
Financials
Askari Life Assurance Company Limited (ALAC) financials
8 years of annual results (FY2008 – FY2025), 36 quarters.
Askari Life Assurance Company Limited (ALAC) reported total income of Rs 3.2 bn for FY2025 (Jan – Dec 2025), up 54.9% from FY2024.
Profit attributable to shareholders was Rs 126.0 mn (EPS Rs 0.84), up 732.9%.
No cash dividend was declared for FY2025.
Return on equity was 22.2%.
Over the last five years total income grew at a compound 56.7% a year.
At Rs 22.99 (close on 16 Oct 2026) the shares trade at 26.1× earnings (TTM to Jun 2026) and 5.32× book value.
Fundamentals
ALAC at a glance
Net premium earned · FY2025
Rs 2.9 bn
▲ 70.6% year on year
Profit attributable to shareholders · FY2025
Rs 126.0 mn
▲ 732.9% year on year
EPS – basic (Rs) · FY2025
Rs 0.84
▲ 733.0% year on year
Dividend per share (Rs) · FY2025
Rs 0.00
Investments · FY2025
Rs 3.7 bn
▲ 45.2% year on year
Return on equity (ROE) · FY2025
22.2%
+18.9 pts year on year
Financial statements
Income statement
Revenue, costs, profit and earnings per share.
- Total income · FY2025
- Rs 3.2 bn
- Profit attributable · FY2025
- Rs 126.0 mn
Balance sheet
Assets, liabilities, debt and shareholders' equity.
- Total assets · FY2025
- Rs 4.3 bn
- Equity · FY2025
- Rs 623.5 mn
Financial highlights
ALAC financial results
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2008 * Jan – Dec 2008 |
|---|---|---|---|---|---|---|---|---|
| Net premium earned | 2,888.4 | 1,693.1 | 1,254.2 | 1,077.8 | 600.4 | 281.4 | 219.5 | — |
| Investment income (net) | 232.2 | 273.4 | 268.8 | 118.9 | 59.7 | 56.7 | 68.1 | — |
| Net claims & benefits | (1,455.4) | (805.3) | (699.4) | (491.4) | (318.5) | (187.1) | (155.9) | — |
| Profit before tax | 123.9 | 18.4 | (158.6) | (274.6) | (242.1) | (238.4) | (262.4) | — |
| Profit attributable to shareholders | 126.0 | 15.1 | (165.2) | (276.0) | (242.4) | (238.8) | (262.9) | — |
| EPS – basic (Rs) Rs | 0.84 | 0.10 | (1.10) | (1.84) | (1.61) | (2.09) | (2.39) | — |
| Dividend per share (Rs) Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — |
| Investments | 3,685.2 | 2,537.7 | 1,647.3 | 1,204.4 | 900.6 | 841.8 | 531.5 | — |
| Total assets | 4,312.3 | 2,949.8 | 2,099.0 | 1,624.1 | 1,155.4 | 1,050.2 | 769.9 | — |
| Total equity | 623.5 | 509.4 | 396.8 | 359.3 | 308.7 | 450.9 | 284.0 | — |
| Rs mn | TTM to Jun 2026 | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 3,806.9 | 983.5 | 1,117.2 | 1,000.3 | 706.0 | 555.4 | 626.7 | 716.3 | 367.9 |
| Investment income (net) | 255.0 | 70.4 | 64.8 | 62.8 | 57.0 | 54.3 | 58.1 | 64.6 | 73.5 |
| Net claims & benefits | (2,025.4) | (596.4) | (549.6) | (516.8) | (362.7) | (266.2) | (309.7) | (322.6) | (176.4) |
| Profit before tax | 124.9 | 12.1 | 14.0 | 84.4 | 14.5 | 26.2 | (1.1) | 79.0 | (12.8) |
| Profit attributable to shareholders | 127.5 | 12.0 | 14.0 | 87.7 | 13.9 | 25.6 | (1.2) | 80.2 | (13.6) |
| EPS – basic (Rs) Rs | 0.88 | 0.08 | 0.09 | 0.62 | 0.09 | 0.17 | (0.01) | 0.55 | (0.09) |
| Dividend per share (Rs) Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 4,413.7 | 4,413.7 | 3,827.2 | 3,685.2 | 3,096.6 | 2,907.7 | 2,832.8 | 2,537.7 | 2,175.4 |
| Total assets | 4,951.0 | 4,951.0 | 4,399.5 | 4,312.3 | 3,615.1 | 3,278.9 | 3,135.2 | 2,949.8 | 2,478.3 |
| Total equity | 649.4 | 649.4 | 637.5 | 623.5 | 553.2 | 534.2 | 514.0 | 509.4 | 346.8 |
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets. Free cash flow and book value per share are calculated by Smart Money; TTM = the latest four quarters. Updated 16 Oct 2026.