BOK The Bank of Khyber
Latest results: FY2025 · Dec 2025 Q1 FY2026 · Jan – Mar 2026
Last close · 16 Oct 2026
Rs 27.29 -1.09%
Annual · FY2006 – FY2025
The Bank of Khyber (BOK) cash flow statement
Operating activities generated Rs 98.2 bn of cash in FY2025 (Jan – Dec 2025). Capital expenditure was Rs 1.5 bn. Dividends paid to shareholders came to Rs 3.7 bn. Overall, cash increased by Rs 1.4 bn.
| Rs bn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 * Jan – Dec 2020 | FY2019 * Jan – Dec 2019 | FY2018 * Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 Jan – Dec 2015 | FY2014 Jan – Dec 2014 | FY2013 Jan – Dec 2013 | FY2012 * Jan – Dec 2012 | FY2011 Jan – Dec 2011 | FY2010 * Jan – Dec 2010 | FY2009 Jan – Dec 2009 | FY2008 Jan – Dec 2008 | FY2007 * Jan – Dec 2007 | FY2006 Jan – Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | 98.2 | (25.0) | 74.5 | 28.4 | 25.8 | 5.9 | (4.2) | (7.3) | (39.1) | 44.0 | 21.7 | 30.1 | (11.4) | 13.1 | 6.0 | 4.1 | 2.3 | 2.2 | 0.7 | 2.9 |
| Capital expenditure | (1.5) | (0.7) | (0.8) | (1.1) | (1.5) | (0.9) | (0.6) | (0.3) | (0.6) | (0.4) | (0.5) | (0.2) | (0.2) | (0.2) | (0.3) | (0.2) | (0.1) | (0.1) | (0.1) | (0.0) |
| Net cash from investing activities | 5.7 | (56.0) | (50.1) | 6.1 | (72.6) | 36.7 | (51.1) | 42.1 | (1.3) | (47.8) | (18.2) | (30.4) | 6.8 | (9.7) | (15.7) | (2.2) | (7.8) | (1.9) | (0.2) | (1.5) |
| Dividends paid | (3.7) | (1.6) | (0.0) | (0.0) | (1.5) | (0.5) | (0.0) | (1.5) | (1.5) | (1.2) | (1.0) | — | — | — | — | — | — | — | — | — |
| Net cash from financing activities | (102.6) | 80.4 | (16.8) | (44.6) | 51.0 | (38.5) | 59.5 | (30.8) | 34.0 | 10.3 | 1.9 | (1.0) | 7.7 | (3.0) | 7.5 | 0.7 | 4.5 | (0.4) | (0.5) | 0.6 |
| Net change in cash | 1.4 | (0.6) | 8.0 | (9.7) | 4.6 | 4.6 | 4.3 | 3.9 | (6.4) | 6.6 | 5.4 | (1.3) | 3.1 | 0.4 | (2.3) | 2.6 | (1.0) | (0.2) | 0.1 | 2.0 |
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 * Jan – Dec 2020 | FY2019 * Jan – Dec 2019 | FY2018 * Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 Jan – Dec 2015 | FY2014 Jan – Dec 2014 | FY2013 Jan – Dec 2013 | FY2012 * Jan – Dec 2012 | FY2011 Jan – Dec 2011 | FY2010 * Jan – Dec 2010 | FY2009 Jan – Dec 2009 | FY2008 Jan – Dec 2008 | FY2007 * Jan – Dec 2007 | FY2006 Jan – Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net cash from operating activities | — | -133.5% | +162.1% | +10.3% | +337.7% | — | — | — | -188.8% | +102.4% | -27.7% | — | -187.5% | +118.7% | +44.7% | +77.6% | +6.4% | +195.6% | -74.6% | — |
| Capital expenditure | +119.7% | -16.1% | -25.3% | -28.4% | +73.9% | +41.4% | +138.2% | -55.3% | +47.8% | -20.6% | +146.6% | -11.9% | +45.0% | -39.4% | +48.8% | +100.2% | +6.2% | -10.6% | +331.0% | — |
| Net cash from investing activities | — | — | -920.9% | — | -297.6% | — | -221.6% | — | — | — | — | -545.2% | — | — | — | — | — | — | — | — |
| Dividends paid | +123.8% | +975,798.8% | -94.7% | -99.8% | +192.8% | +877,466.7% | -100.0% | +0.8% | +20.0% | +25.0% | — | — | — | — | — | — | — | — | — | — |
| Net cash from financing activities | -227.6% | — | — | -187.3% | — | -164.7% | — | -190.7% | +229.1% | +431.0% | — | -112.5% | — | -139.6% | +902.6% | -83.2% | — | — | -179.8% | — |
| Net change in cash | — | -107.6% | — | -312.0% | -0.2% | +5.9% | +11.0% | — | -198.3% | +20.5% | — | -140.4% | +629.8% | — | -185.4% | — | — | -250.1% | -94.3% | — |
Change against the previous fiscal year; shown when the earlier figure is positive.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.
All reported line items 61
| Rs bn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profit/(Loss) - Starting Line - Cash Flow | 12.3 | 8.1 | 6.7 | 0.9 | 1.7 | 3.8 | 2.3 | 0.7 | 2.8 | 3.2 |
| Non-cash Items & Reconciliation Adjustments - Cash Flow | (18.0) | (15.0) | 1.9 | 1.8 | 1.4 | 2.0 | 0.6 | 0.1 | 0.1 | 0.8 |
| Equity Income/(Loss) in Net Earnings - Cash Flow - to Reconcile | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | — | — | — | — | — |
| Other Non-Cash Items & Reconciliation Adjustments - Cash Flow - to Reconcile | (18.9) | (16.2) | (0.3) | (0.2) | (0.2) | (0.3) | (0.1) | (0.0) | (0.1) | (0.1) |
| Depreciation, Depletion & Amortization including Impairment - Cash Flow - to Reconcile | 1.7 | 1.6 | 1.5 | 1.1 | 0.9 | 0.7 | 0.7 | 0.3 | 0.3 | 0.2 |
| Depreciation & Depletion - Property, Plant & Equipment - Cash Flow - to Reconcile | 1.6 | 1.6 | 1.4 | 1.0 | 0.8 | 0.6 | 0.6 | 0.3 | 0.2 | 0.2 |
| Amortization - Intangible Assets & Deferred Charges - Cash Flow - to Reconcile | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Loan Loss Provision including Impairment - Increase/(Decrease) - Cash Flow | (0.9) | (0.4) | 0.7 | 0.9 | 0.8 | 1.6 | (0.0) | (0.1) | (0.1) | 0.7 |
| Impairment - Property, Plant & Equipment including Intangible Assets - Cash Flow - to Reconcile | 0.0 | — | 0.0 | (0.0) | — | — | — | — | — | — |
| Impairment - Financial Fixed Assets - Operating - Cash Flow - to Reconcile | — | — | — | — | — | — | — | (0.0) | 0.0 | (0.1) |
| Assets Sale - Gain/(Loss) - Cash Flow - to Reconcile | 0.0 | (0.0) | (0.0) | (0.0) | (0.0) | 0.0 | (0.0) | 0.0 | (0.0) | (0.0) |
| Property, Plant & Equipment including Intangible Assets - Gain/(Loss) - Cash Flow | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | 0.0 | (0.0) | 0.0 | (0.0) | (0.0) |
| Financial Assets - Unrealized Gain/(Loss) - Cash Flow - to Reconcile | 0.0 | 0.0 | — | — | — | — | — | — | 0.0 | (0.0) |
| Income Taxes - Paid/(Reimbursed) - Cash Flow | 8.0 | 3.7 | 1.7 | 0.5 | 2.3 | 0.7 | 0.5 | 0.8 | 1.3 | 1.3 |
| Investment Securities - Gain/(Loss) - Cash Flow | 0.0 | — | — | — | — | — | — | — | — | — |
| Interest Paid - Cash | 41.5 | 46.1 | — | — | — | — | — | — | — | — |
| Interest & Dividends - Received - Total - Cash Flow | 54.4 | 69.4 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 |
| Cash Flow from Operating Activities before Changes in Working Capital | (0.8) | 12.7 | 6.9 | 2.2 | 0.9 | 5.1 | 2.4 | 0.0 | 1.7 | 2.8 |
| Working Capital - Increase/(Decrease) - Cash Flow | 99.0 | (37.7) | 67.5 | 26.2 | 24.9 | 0.8 | (6.6) | (7.4) | (40.8) | 41.2 |
| Other Assets - Decrease/(Increase) - Cash Flow | (1.0) | 5.0 | (11.4) | (0.1) | 0.9 | 1.4 | (5.3) | (0.6) | (1.1) | (0.4) |
| Lending & Deposits - Due from Banks - Long-Term - Decrease/(Increase) - Cash Flow | (3.3) | 2.0 | 5.6 | (2.7) | 2.3 | 6.6 | (6.2) | (6.2) | 7.3 | (2.8) |
| Investment Securities - Decrease/(Increase) - Operating - Cash Flow | — | — | 0.0 | 2.4 | (1.1) | (1.2) | (0.0) | 0.0 | 0.4 | 0.7 |
| Loans - Customer - Decrease/(Increase) - Cash Flow | 21.1 | (51.9) | 25.2 | (3.7) | 3.7 | (20.9) | (14.8) | (11.5) | (51.6) | 4.1 |
| Other Liabilities - Increase/(Decrease) -Total - Cash Flow | (18.3) | 18.9 | 7.8 | 3.4 | 0.2 | (6.0) | 8.6 | (1.0) | 2.0 | 0.0 |
| Deposits - Increase/(Decrease) - Total - Cash Flow | 100.5 | (11.6) | 40.4 | 27.0 | 18.8 | 20.9 | 11.0 | 11.9 | 2.2 | 39.7 |
| Net Cash Flow from Operating Activities | 98.2 | (25.0) | 74.5 | 28.4 | 25.8 | 5.9 | (4.2) | (7.3) | (39.1) | 44.0 |
| Capital Expenditures - Net - Cash Flow | 1.5 | 0.7 | 0.8 | 1.1 | 1.5 | 0.9 | 0.6 | 0.3 | 0.6 | 0.4 |
| Property, Plant & Equipment - Purchased/(Sold) - Net - Cash Flow | 1.4 | 0.6 | 0.8 | 1.0 | 1.5 | 0.6 | 0.6 | 0.3 | 0.6 | 0.4 |
| Property, Plant & Equipment - Purchased - Cash Flow | 1.4 | 0.7 | 0.8 | 1.0 | 1.5 | 0.6 | 0.6 | 0.3 | 0.6 | 0.4 |
| Property, Plant & Equipment Sold - Cash Flow | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Intangible Assets - Purchased/(Sold) - Net - Total - Cash Flow | 0.1 | 0.0 | 0.0 | 0.1 | 0.0 | 0.3 | — | — | — | — |
| Intangible Assets - Purchased/Acquired - Cash Flow | — | — | — | — | 0.0 | 0.3 | — | — | — | — |
| Intangible Assets - Net - Cash Flow | 0.1 | 0.0 | 0.0 | 0.1 | — | — | — | — | — | — |
| Capital Expenditures - Total | 1.5 | 0.7 | 0.8 | 1.1 | 1.5 | 0.9 | 0.6 | 0.3 | 0.6 | 0.4 |
| Investments excluding Loans - Decrease/(Increase) - Cash Flow | 7.1 | (55.4) | (49.3) | 7.2 | (71.1) | 37.6 | (50.5) | 42.3 | (0.8) | (47.4) |
| Investment Securities - Unclassified - Sold/(Purchased) - Net - Total - Cash Flow | 7.1 | (55.4) | (49.3) | 7.2 | (71.1) | 37.6 | (50.5) | 42.3 | (0.8) | (47.4) |
| Other Investing Cash Flow - Decrease/(Increase) | — | — | — | — | — | — | — | (0.0) | — | — |
| Net Cash Flow from Investing Activities | 5.7 | (56.0) | (50.1) | 6.1 | (72.6) | 36.7 | (51.1) | 42.1 | (1.3) | (47.8) |
| Dividends Paid - Cash - Total - Cash Flow | 3.7 | 1.6 | 0.0 | 0.0 | 1.5 | 0.5 | 0.0 | 1.5 | 1.5 | 1.2 |
| Dividends - Common - Cash Paid | 3.7 | 1.6 | 0.0 | 0.0 | 1.5 | 0.5 | 0.0 | 1.5 | 1.5 | 1.2 |
| Debt - Long-Term & Short-Term - Issuance/(Retirement) - Total - Cash Flow | (98.9) | 82.1 | (16.8) | (44.6) | 52.5 | (38.0) | 59.5 | (29.3) | 35.5 | 11.6 |
| Debt - Issued/(Reduced) - Long-Term & Short-Term - Cash Flow | (97.8) | 83.1 | (15.8) | (43.8) | 53.0 | (37.6) | 59.8 | (29.3) | 35.5 | 11.6 |
| Debt - Issued/Reduced - Long-Term - Cash Flow | (1.1) | (1.0) | (1.0) | (0.8) | (0.5) | (0.4) | (0.4) | — | — | — |
| Lease liabilities - Issued/(Reduced) - Cash Flow | (1.1) | (1.0) | (1.0) | (0.8) | (0.5) | (0.4) | (0.4) | — | — | — |
| Debt - Reduced - Long-Term - Cash Flow | 1.1 | 1.0 | 1.0 | 0.8 | 0.5 | 0.4 | 0.4 | — | — | — |
| Lease liabilities - Reduced - Cash flow represents cash outflow due to the repayment of lease liability/debt of the company. It includes finance leases, capitalized lease, and hire-purchase agreement. Applicable to all industries. If Lease liability issue | 1.1 | 1.0 | 1.0 | 0.8 | 0.5 | 0.4 | 0.4 | — | — | — |
| Net Cash Flow from Financing Activities | (102.6) | 80.4 | (16.8) | (44.6) | 51.0 | (38.5) | 59.5 | (30.8) | 34.0 | 10.3 |
| Non-Classified Cash Flows | 0.0 | (0.0) | — | — | — | — | — | — | — | — |
| Foreign Exchange Effects - Cash Flow | 0.1 | (0.0) | 0.5 | 0.4 | 0.3 | 0.4 | 0.2 | — | — | — |
| Net Change in Cash - Total | 1.4 | (0.6) | 8.0 | (9.7) | 4.6 | 4.6 | 4.3 | 3.9 | (6.4) | 6.6 |
| Net Cash from Continuing Operations | 1.4 | (0.6) | 8.0 | (9.7) | 4.6 | 4.6 | 4.3 | 3.9 | (6.4) | 6.6 |
| Net Cash - Beginning Balance | 27.2 | 27.9 | 19.8 | 29.5 | 24.9 | 20.4 | 16.1 | 12.2 | 18.6 | 12.1 |
| Net Cash - Ending Balance | 28.6 | 27.2 | 27.9 | 19.8 | 29.5 | 24.9 | 20.4 | 16.1 | 12.2 | 18.6 |
| Income Taxes - Paid/(Reimbursed) - Cash Flow - Supplemental | 8.0 | 3.7 | 1.7 | 0.5 | 2.3 | 0.7 | 0.5 | 0.8 | 1.3 | 1.3 |
| Interest Paid - Cash Flow - Supplemental | 41.5 | 46.1 | — | — | 13.5 | — | — | — | — | — |
| Interest & Dividends - Received - Cash Flow - Supplemental | 54.4 | 69.4 | 0.0 | 0.0 | 22.2 | 0.0 | 0.0 | 0.0 | 0.1 | 0.1 |
| CF from Optg Activities before Change in WC & Int Payments | 40.7 | 58.8 | 6.9 | 2.2 | 0.9 | 5.1 | 2.4 | 0.0 | 1.7 | 2.8 |
| Depreciation, Depletion & Amortization - Cash Flow | 1.7 | 1.6 | 1.5 | 1.1 | 0.9 | 0.7 | 0.7 | 0.3 | 0.3 | 0.2 |
| Free Cash Flow to Equity | (2.2) | 56.4 | 56.9 | (17.2) | 76.8 | (33.0) | 54.6 | (36.9) | (4.2) | 55.2 |
| Free Cash Flow Net of Dividends | 93.1 | (27.3) | 73.7 | 27.3 | 22.8 | 4.5 | (4.9) | (9.1) | (41.2) | 42.4 |
| Free Cash Flow | 96.8 | (25.6) | 73.7 | 27.3 | 24.2 | 5.0 | (4.9) | (7.6) | (39.7) | 43.6 |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 10 periods; the table above goes back further.