BOK The Bank of Khyber
Latest results: FY2025 · Dec 2025 Q1 FY2026 · Jan – Mar 2026
Last close · 16 Oct 2026
Rs 27.29 -1.09%
Annual · FY2006 – FY2025
The Bank of Khyber (BOK) income statement
The Bank of Khyber reported total income of Rs 22.7 bn for FY2025 (Jan – Dec 2025), up 26.7% on FY2024. Net interest income was Rs 19.0 bn, up 15.2% on FY2024, with non-interest income of Rs 3.7 bn. Tax of Rs 6.5 bn took 52.6% of pre-tax profit. Profit attributable to shareholders was Rs 5.8 bn, up 60.9% on FY2024, or Rs 5.02 per share.
| Rs bn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 * Jan – Dec 2020 | FY2019 * Jan – Dec 2019 | FY2018 * Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 Jan – Dec 2015 | FY2014 Jan – Dec 2014 | FY2013 Jan – Dec 2013 | FY2012 * Jan – Dec 2012 | FY2011 Jan – Dec 2011 | FY2010 * Jan – Dec 2010 | FY2009 Jan – Dec 2009 | FY2008 Jan – Dec 2008 | FY2007 * Jan – Dec 2007 | FY2006 Jan – Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest & dividend income | 52.2 | 65.2 | 59.1 | 40.3 | 22.0 | 25.7 | 24.7 | 14.7 | 14.4 | 12.2 | 11.0 | 9.8 | 7.5 | 7.4 | 7.2 | 4.3 | 3.5 | 3.1 | 2.5 | 2.0 |
| Interest expense | (33.2) | (48.7) | (45.2) | (33.1) | (15.1) | (18.9) | (19.9) | (9.5) | (9.6) | (7.6) | (6.4) | (6.2) | (4.3) | (4.6) | (4.6) | (2.9) | (2.4) | (1.9) | (1.8) | (1.3) |
| Net interest income | 19.0 | 16.5 | 13.9 | 7.2 | 6.8 | 6.8 | 4.8 | 5.2 | 4.9 | 4.5 | 4.5 | 3.6 | 3.1 | 2.8 | 2.6 | 1.4 | 1.1 | 1.2 | 0.7 | 0.7 |
| Fee & commission income (net) | 0.8 | 0.8 | 0.4 | 0.4 | 0.3 | 0.2 | 0.4 | 0.4 | 0.3 | 0.3 | 0.3 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.1 | 0.1 | 0.1 | 0.1 |
| Foreign exchange income | 0.6 | 0.5 | 1.5 | 0.7 | 0.5 | 0.6 | 0.3 | 0.1 | 0.1 | 0.1 | 0.1 | 0.2 | 0.2 | 0.1 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Gain / (loss) on securities | 2.3 | 0.2 | (0.1) | 0.0 | (0.1) | 1.7 | 0.3 | (1.2) | 1.1 | 2.1 | 1.2 | 0.5 | 0.1 | 0.3 | 0.2 | (0.3) | 0.1 | (0.0) | 0.4 | 0.1 |
| Total non-interest income | 3.7 | 1.4 | 1.8 | 1.1 | 0.7 | 2.6 | 1.0 | (0.7) | 1.5 | 2.5 | 1.6 | 0.9 | 0.5 | 0.7 | 0.4 | (0.1) | 0.2 | 0.1 | 0.5 | 0.1 |
| Total income | 22.7 | 17.9 | 15.7 | 8.2 | 7.5 | 9.4 | 5.8 | 4.5 | 6.3 | 7.0 | 6.1 | 4.5 | 3.7 | 3.5 | 3.1 | 1.3 | 1.3 | 1.3 | 1.2 | 0.9 |
| Operating expenses | (10.5) | (9.8) | (9.1) | (7.2) | (5.8) | (5.5) | (3.6) | (3.8) | (3.6) | (3.8) | (3.1) | (2.7) | (2.1) | (1.8) | (1.5) | (0.9) | (1.5) | (1.0) | (1.1) | (0.7) |
| Provisions & impairment (loans) | (0.9) | (0.4) | 0.8 | 0.8 | 0.8 | 1.6 | 0.1 | (0.1) | (0.1) | 0.7 | 0.5 | 0.3 | 0.1 | 0.0 | 0.0 | 0.0 | 0.7 | 0.2 | 0.7 | 0.4 |
| Profit before tax | 12.3 | 8.1 | 6.7 | 0.9 | 1.7 | 3.8 | 2.3 | 0.7 | 2.8 | 3.2 | 3.0 | 1.9 | 1.7 | 1.6 | 1.3 | 0.7 | (0.8) | 0.2 | 0.1 | 0.2 |
| Taxation | (6.5) | (4.5) | (3.2) | (0.5) | (0.6) | (1.7) | (1.0) | (0.2) | (1.0) | (1.2) | (1.2) | (0.6) | (0.5) | (0.5) | (0.4) | (0.1) | 0.2 | (0.1) | 0.1 | (0.0) |
| Profit after tax | 5.8 | 3.6 | 3.5 | 0.5 | 1.1 | 2.2 | 1.3 | 0.5 | 1.8 | 2.0 | 1.8 | 1.3 | 1.2 | 1.1 | 0.9 | 0.6 | (0.6) | 0.1 | 0.2 | 0.2 |
| Profit attributable to shareholders | 5.8 | 3.6 | 3.5 | 0.5 | 1.1 | 2.2 | 1.3 | 0.5 | 1.8 | 2.0 | 1.8 | 1.3 | 1.2 | 1.1 | 0.9 | 0.6 | (0.6) | 0.1 | 0.2 | 0.2 |
| Per share | ||||||||||||||||||||
| EPS – basic (Rs) Rs | 5.02 | 3.12 | 3.01 | 0.39 | 0.95 | 1.86 | 1.13 | 0.40 | 1.55 | 1.74 | 1.55 | 1.13 | 1.00 | 0.93 | 1.00 | 0.89 | (0.90) | 0.16 | 0.34 | 0.87 |
| EPS – diluted (Rs) Rs | 5.02 | 3.12 | 3.01 | 0.39 | 0.95 | 1.86 | 1.13 | 0.40 | 1.55 | 1.74 | 1.55 | 1.13 | 1.00 | 0.93 | 1.00 | 0.81 | (0.90) | 0.16 | 0.34 | 0.87 |
| Dividend per share (Rs) Rs | 3.20 | 1.70 | 1.43 | 0.00 | 0.00 | 1.30 | 0.43 | 0.00 | 1.30 | 1.30 | 1.08 | 0.86 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Weighted average shares mn | 1,157.9 | 1,157.9 | 1,157.9 | 1,157.9 | 1,157.9 | 1,157.9 | 1,157.9 | 1,157.9 | 1,157.9 | 1,157.9 | 1,157.9 | 1,157.9 | 1,157.6 | 1,157.6 | 868.8 | 699.1 | 704.2 | 880.2 | 619.1 | 232.7 |
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 * Jan – Dec 2020 | FY2019 * Jan – Dec 2019 | FY2018 * Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 Jan – Dec 2015 | FY2014 Jan – Dec 2014 | FY2013 Jan – Dec 2013 | FY2012 * Jan – Dec 2012 | FY2011 Jan – Dec 2011 | FY2010 * Jan – Dec 2010 | FY2009 Jan – Dec 2009 | FY2008 Jan – Dec 2008 | FY2007 * Jan – Dec 2007 | FY2006 Jan – Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest & dividend income | -19.9% | +10.4% | +46.8% | +83.2% | -14.5% | +4.1% | +67.4% | +2.1% | +18.8% | +10.8% | +11.5% | +31.5% | +0.5% | +3.8% | +67.4% | +22.1% | +12.8% | +24.0% | +22.6% | — |
| Interest expense | -31.8% | +7.9% | +36.5% | +118.4% | -19.9% | -4.9% | +108.3% | -0.3% | +25.3% | +18.6% | +3.7% | +43.2% | -6.0% | +1.3% | +55.6% | +22.4% | +26.0% | +2.8% | +41.4% | — |
| Net interest income | +15.2% | +18.6% | +94.1% | +4.9% | +0.7% | +41.8% | -7.9% | +6.8% | +7.7% | -0.4% | +24.9% | +15.2% | +11.1% | +8.1% | +92.9% | +21.5% | -7.8% | +83.0% | -10.6% | — |
| Fee & commission income (net) | +10.5% | +96.0% | -3.9% | +36.5% | +25.6% | -41.3% | -2.2% | +19.5% | +35.6% | -1.8% | +10.5% | +5.4% | -8.2% | +3.5% | +34.9% | +35.7% | +31.9% | +22.4% | +16.1% | — |
| Foreign exchange income | +11.9% | -63.7% | +120.8% | +38.3% | -22.1% | +115.2% | +104.5% | +59.5% | -1.3% | -36.3% | -22.4% | -1.1% | +27.5% | +152.2% | +83.0% | +812.5% | -89.8% | +121.6% | +18.2% | — |
| Gain / (loss) on securities | +1,211.8% | — | -1,037.5% | — | -106.6% | +498.8% | — | -215.6% | -50.4% | +80.9% | +136.9% | +291.0% | -56.8% | +93.6% | — | -532.0% | — | -100.1% | +551.3% | — |
| Total non-interest income | +157.9% | -18.7% | +65.7% | +62.6% | -74.5% | +164.9% | — | -145.4% | -39.9% | +57.1% | +73.3% | +72.0% | -21.9% | +53.6% | — | -141.3% | +52.5% | -75.2% | +256.4% | — |
| Total income | +26.7% | +14.4% | +90.4% | +10.0% | -20.0% | +62.7% | +27.6% | -28.9% | -9.2% | +14.4% | +34.7% | +23.4% | +4.8% | +14.7% | +139.8% | -2.9% | -2.0% | +13.4% | +33.4% | — |
| Operating expenses | +6.8% | +7.9% | +26.3% | +24.8% | +5.2% | +52.8% | -4.9% | +6.3% | -7.6% | +24.9% | +14.2% | +30.5% | +16.1% | +15.9% | +64.3% | -37.5% | +54.6% | -14.1% | +55.1% | — |
| Provisions & impairment (loans) | — | -151.5% | -3.9% | +0.9% | -52.0% | +1,943.5% | — | — | -114.3% | +46.0% | +62.5% | +117.8% | +265.4% | -8.5% | -14.0% | -92.6% | +242.0% | -70.6% | +82.6% | — |
| Profit before tax | +51.0% | +21.4% | +628.5% | -45.3% | -55.9% | +68.3% | +220.0% | -74.7% | -13.7% | +9.5% | +55.7% | +13.9% | +6.2% | +22.3% | +80.3% | — | -487.9% | +165.9% | -61.9% | — |
| Taxation | +43.1% | +40.4% | +592.5% | -19.3% | -65.2% | +73.2% | +297.2% | -76.1% | -17.6% | +4.3% | +97.8% | +14.7% | +4.3% | +19.6% | +350.7% | — | -335.7% | — | -29,886.4% | — |
| Profit after tax | +60.9% | +3.8% | +665.3% | -58.8% | -48.7% | +64.8% | +180.2% | -74.0% | -11.4% | +12.9% | +36.6% | +13.5% | +7.0% | +23.6% | +40.4% | — | -563.9% | -35.6% | +5.0% | — |
| Profit attributable to shareholders | +60.9% | +3.8% | +665.3% | -58.8% | -48.7% | +64.8% | +180.2% | -74.0% | -11.4% | +12.9% | +36.6% | +13.5% | +7.0% | +23.6% | +40.4% | — | -563.9% | -35.6% | +5.0% | — |
| Per share | ||||||||||||||||||||
| EPS – basic (Rs) | +60.9% | +3.8% | +665.3% | -58.8% | -48.7% | +64.8% | +180.2% | -74.0% | -11.4% | +12.9% | +36.6% | +13.4% | +7.0% | -7.2% | +12.9% | — | -679.9% | -54.7% | -60.5% | — |
| EPS – diluted (Rs) | +60.9% | +3.8% | +665.3% | -58.8% | -48.7% | +64.8% | +180.2% | -74.0% | -11.4% | +12.9% | +36.6% | +13.4% | +7.0% | -7.2% | +24.6% | — | -679.9% | -54.7% | -60.5% | — |
| Dividend per share (Rs) | +88.2% | +19.0% | — | — | -100.0% | +200.0% | — | -100.0% | 0.0% | +20.0% | +25.0% | — | — | — | — | — | — | — | — | — |
| Weighted average shares | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Change against the previous fiscal year; shown when the earlier figure is positive.
| Rs mn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 * Jan – Dec 2020 | FY2019 * Jan – Dec 2019 | FY2018 * Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 | FY2015 Jan – Dec 2015 | FY2014 Jan – Dec 2014 | FY2013 Jan – Dec 2013 | FY2012 * Jan – Dec 2012 | FY2011 Jan – Dec 2011 | FY2010 * Jan – Dec 2010 | FY2009 Jan – Dec 2009 | FY2008 Jan – Dec 2008 | FY2007 * Jan – Dec 2007 | FY2006 Jan – Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest & dividend income | 229.9% | 363.6% | 376.8% | 489.0% | 293.6% | 274.4% | 428.7% | 326.6% | 227.4% | 173.8% | 179.6% | 216.8% | 203.5% | 212.1% | 234.3% | 335.6% | 267.0% | 232.0% | 212.1% | 230.8% |
| Interest expense | (146.3%) | (271.7%) | (288.2%) | (402.0%) | (202.4%) | (202.0%) | (345.7%) | (211.6%) | (150.8%) | (109.3%) | (105.5%) | (136.9%) | (118.0%) | (131.4%) | (148.8%) | (229.3%) | (182.0%) | (141.6%) | (156.1%) | (147.2%) |
| Net interest income | 83.6% | 92.0% | 88.7% | 87.0% | 91.2% | 72.4% | 83.1% | 115.0% | 76.5% | 64.5% | 74.1% | 79.9% | 85.6% | 80.7% | 85.6% | 106.4% | 85.1% | 90.4% | 56.0% | 83.5% |
| Fee & commission income (net) | 3.7% | 4.2% | 2.5% | 4.9% | 3.9% | 2.5% | 7.0% | 9.1% | 5.4% | 3.6% | 4.2% | 5.1% | 6.0% | 6.9% | 7.6% | 13.5% | 9.7% | 7.2% | 6.7% | 7.7% |
| Foreign exchange income | 2.6% | 3.0% | 9.3% | 8.0% | 6.4% | 6.5% | 4.9% | 3.1% | 1.4% | 1.3% | 2.3% | 3.9% | 4.9% | 4.0% | 1.8% | 2.4% | 0.3% | 2.5% | 1.3% | 1.4% |
| Gain / (loss) on securities | 10.3% | 1.0% | (0.5%) | 0.1% | (1.5%) | 18.5% | 5.0% | (27.2%) | 16.7% | 30.6% | 19.4% | 11.0% | 3.5% | 8.4% | 5.0% | (22.3%) | 5.0% | (0.0%) | 36.1% | 7.4% |
| Total non-interest income | 16.4% | 8.0% | 11.3% | 13.0% | 8.8% | 27.6% | 16.9% | (15.0%) | 23.5% | 35.5% | 25.9% | 20.1% | 14.4% | 19.3% | 14.4% | (6.4%) | 14.9% | 9.6% | 44.0% | 16.5% |
| Total income | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Operating expenses | (46.2%) | (54.8%) | (58.1%) | (87.6%) | (77.2%) | (58.6%) | (62.4%) | (83.8%) | (56.0%) | (55.0%) | (50.4%) | (59.4%) | (56.2%) | (50.7%) | (50.2%) | (73.2%) | (113.8%) | (72.2%) | (95.2%) | (81.9%) |
| Provisions & impairment (loans) | (3.8%) | (2.2%) | 4.8% | 9.5% | 10.3% | 17.2% | 1.4% | (3.3%) | (1.6%) | 10.4% | 8.2% | 6.8% | 3.8% | 1.1% | 1.4% | 3.8% | 50.2% | 14.4% | 55.5% | 40.5% |
| Profit before tax | 54.1% | 45.4% | 42.7% | 11.2% | 22.4% | 40.7% | 39.3% | 15.7% | 44.0% | 46.4% | 48.4% | 41.9% | 45.4% | 44.8% | 42.0% | 55.9% | (60.8%) | 15.4% | 6.6% | 23.0% |
| Taxation | (28.5%) | (25.2%) | (20.5%) | (5.6%) | (7.7%) | (17.7%) | (16.6%) | (5.3%) | (15.8%) | (17.4%) | (19.1%) | (13.0%) | (14.0%) | (14.1%) | (13.5%) | (7.2%) | 12.3% | (5.1%) | 11.5% | (0.1%) |
| Profit after tax | 25.6% | 20.2% | 22.2% | 5.5% | 14.7% | 23.0% | 22.7% | 10.3% | 28.2% | 28.9% | 29.3% | 28.9% | 31.4% | 30.7% | 28.5% | 48.7% | (48.5%) | 10.2% | 18.0% | 22.9% |
| Profit attributable to shareholders | 25.6% | 20.2% | 22.2% | 5.5% | 14.7% | 23.0% | 22.7% | 10.3% | 28.2% | 28.9% | 29.3% | 28.9% | 31.4% | 30.7% | 28.5% | 48.7% | (48.5%) | 10.2% | 18.0% | 22.9% |
Each line as a percentage of total income.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.
All reported line items 158
| Rs bn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 | FY2017 Jan – Dec 2017 | FY2016 Jan – Dec 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Interest & Dividend Income/(Expense) - Net - Finance | 19.0 | 16.5 | 13.9 | 7.2 | 6.8 | 6.8 | 4.8 | 5.2 | 4.9 | 4.5 |
| Interest & Dividend Income - Finance - Total | 52.2 | 65.2 | 59.1 | 40.3 | 22.0 | 25.7 | 24.7 | 14.7 | 14.4 | 12.2 |
| Interest Income - Loans/Deposits | 14.7 | 18.7 | 20.9 | 17.5 | 10.0 | 11.7 | 13.9 | 7.2 | 4.1 | 0.7 |
| Interest & Fees on Loans & Receivables | 13.7 | 17.0 | 19.0 | 16.6 | 9.5 | 11.2 | 12.8 | 6.9 | 3.8 | — |
| Interest Income - Deposits to Other Financial Institutions | 1.0 | 1.7 | 2.0 | 0.9 | 0.6 | 0.5 | 1.1 | 0.4 | 0.3 | 0.5 |
| Interest & Dividend Income - Other - Finance | 13.8 | 11.5 | 8.0 | 4.1 | 2.0 | 1.6 | 1.4 | 0.0 | 0.1 | 2.3 |
| Interest Income - Collateralized Financing | — | — | — | — | — | — | — | — | — | 0.3 |
| Interest & Dividend Income - Investment Securities - Finance | 23.7 | 35.0 | 30.2 | 18.6 | 9.9 | 12.3 | 9.4 | 7.4 | 10.3 | 9.1 |
| Net Commission & Fees Income/Expense - Business Revenue | 0.8 | 0.8 | 0.4 | 0.4 | 0.3 | 0.2 | 0.4 | 0.4 | 0.3 | 0.3 |
| Fees & Commissions Income | 1.1 | 0.9 | 0.6 | 0.5 | 0.4 | 0.4 | 0.4 | 0.4 | 0.3 | 0.3 |
| Interest & Dividend Income - Investment Securities Available for Sale/Held to Maturity - Finance | 23.7 | 35.0 | 30.2 | 18.6 | 9.9 | 12.3 | 9.4 | 7.4 | 10.3 | 9.1 |
| Fees & Commissions Expense | 0.2 | 0.2 | 0.2 | 0.1 | 0.1 | 0.2 | — | — | — | — |
| Investments & Loans - Business - Gain/(Loss) | 2.3 | 0.2 | (0.1) | 0.0 | (0.1) | 1.7 | 0.3 | (1.2) | 1.1 | 2.1 |
| Interest Expense - Finance - Total | 33.2 | 48.7 | 45.2 | 33.1 | 15.1 | 18.9 | 19.9 | 9.5 | 9.6 | 7.6 |
| Interest Expense - Operational Financing - Business | 24.2 | 43.5 | 36.9 | 19.4 | 11.3 | 11.8 | 15.3 | 7.6 | 6.7 | 7.4 |
| Interest Expense - Deposits | 24.2 | 43.5 | 36.9 | 19.4 | 11.3 | 11.8 | 15.3 | 7.6 | 6.7 | 6.9 |
| Investment Securities - Business - Gain/(Loss) | 2.3 | 0.2 | (0.1) | 0.0 | (0.1) | 1.7 | 0.3 | (1.2) | 1.1 | 2.1 |
| Interest Expense - Collateralized Financing | — | — | — | — | — | — | — | — | — | 0.5 |
| Investments Securities - Available for Sale/Held to Maturity - Realized Gain/(Loss) | 2.3 | 0.2 | (0.1) | 0.0 | (0.1) | 1.7 | 0.3 | (1.2) | 1.1 | — |
| Interest Expenses - Other - Total | — | — | — | — | — | — | — | — | — | 0.0 |
| Interest Expense - External Financing Business | 9.1 | 5.2 | 8.2 | 13.6 | 3.8 | 7.1 | 4.6 | 1.9 | 2.9 | 0.2 |
| Non-Interest Business Revenue/(Expense) - Net - Total | 3.7 | 1.4 | 1.8 | 1.1 | 0.7 | 2.6 | 1.0 | (0.7) | 1.5 | 2.5 |
| Derivatives - Hedging - Business - Gain/(Loss) | 0.0 | 0.0 | 0.0 | 0.0 | — | — | — | — | — | — |
| Net Foreign Exchange Income/(Expense) - Business Revenue | 0.6 | 0.5 | 1.5 | 0.7 | 0.5 | 0.6 | 0.3 | 0.1 | 0.1 | 0.1 |
| Gain/(Loss) on Sale of Financial Instruments - Other | (0.0) | (0.0) | — | — | — | — | — | — | — | — |
| Trading Investments/Trading Account Income - Gain/(Loss) | — | — | 0.0 | 0.0 | (0.0) | 0.0 | (0.0) | 0.0 | 0.0 | 0.0 |
| Trading Investments - Unrealized Gain/(Loss) | — | — | 0.0 | 0.0 | (0.0) | 0.0 | (0.0) | 0.0 | 0.0 | 0.0 |
| Investment Securities - Business Unclassified - Gain/(Loss) | — | — | — | — | — | — | — | — | — | 2.1 |
| Revenue from Business Activities - Total | 22.7 | 17.9 | 15.7 | 8.2 | 7.5 | 9.4 | 5.8 | 4.5 | 6.3 | 7.0 |
| Selling, General & Administrative Expenses - Total | 7.6 | 6.7 | 5.4 | 4.4 | 3.7 | 2.8 | 3.6 | 4.0 | 3.8 | 3.2 |
| Selling, General & Administrative Expenses - Unclassified | — | — | — | — | — | — | 1.1 | 1.0 | 0.9 | 0.7 |
| Depreciation in Selling, General & Administrative Expenses | 1.7 | 1.6 | 1.4 | 1.0 | 0.8 | 0.6 | 0.6 | 0.3 | 0.2 | 0.2 |
| Amortization of Intangibles in Selling, General & Administrative Expenses | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Other Operating Expense/(Income) - Net | 3.8 | 3.5 | 2.9 | 2.0 | 1.3 | 1.0 | (0.1) | (0.1) | (0.1) | (0.1) |
| Other Operating Income - Total | 0.1 | 0.1 | 0.2 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 |
| Operating Expenses - Total | 10.5 | 9.8 | 9.1 | 7.2 | 5.8 | 5.5 | 3.6 | 3.8 | 3.6 | 3.8 |
| Provision & Impairment for Loan Losses | (0.9) | (0.4) | 0.8 | 0.8 | 0.8 | 1.6 | 0.1 | (0.1) | (0.1) | 0.7 |
| Labor & Related Expenses including Stock-Based Compensation in Selling, General & Administrative Expenses | 5.5 | 4.8 | 3.9 | 2.7 | 2.2 | 1.8 | 1.4 | 1.9 | 1.9 | 1.8 |
| Selling, General & Administrative Expenses - Other - Total | 0.3 | 0.2 | 0.1 | 0.7 | 0.6 | 0.4 | 0.5 | 0.7 | 0.7 | 0.5 |
| Advertising Expense | 0.3 | 0.2 | 0.1 | 0.1 | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.1 |
| Rental Expense | 0.0 | 0.0 | 0.0 | 0.6 | 0.5 | 0.4 | 0.4 | 0.7 | 0.7 | 0.4 |
| Operating Profit before Non-Recurring Income/(Expense) | 12.2 | 8.1 | 6.6 | 1.0 | 1.7 | 3.9 | 2.2 | 0.7 | 2.8 | 3.1 |
| Other Operating Expense | 3.9 | 3.7 | 3.0 | 2.1 | 1.4 | 1.2 | 0.0 | 0.0 | 0.0 | — |
| Operating Provisions - Increase/(Decrease) | (0.0) | (0.0) | 0.1 | (0.0) | 0.0 | 0.0 | 0.0 | 0.0 | (0.0) | (0.0) |
| Sale of Tangible & Intangible Fixed Assets - Gain/Loss | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | (0.0) | 0.0 | (0.0) | 0.0 | 0.0 |
| Equity Earnings/(Loss) - before Taxes including Non-Recurring | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | — | — | — | — | — |
| Other Non-Operating Income/(Expense) - Total | — | — | — | — | — | — | — | — | (0.0) | — |
| Normalized Pre-tax Profit | 12.3 | 8.1 | 6.6 | 1.0 | 1.8 | 3.9 | 2.2 | 0.7 | 2.8 | 3.1 |
| Non-Recurring Income/Expense - Total | 0.0 | 0.0 | 0.1 | (0.1) | (0.1) | (0.1) | 0.1 | (0.0) | 0.0 | 0.1 |
| Impairment - Tangible & Intangible Fixed Assets | 0.0 | — | — | (0.0) | — | — | 0.0 | 0.0 | 0.0 | — |
| Impairment - Fixed Assets | 0.0 | — | — | (0.0) | — | — | 0.0 | 0.0 | 0.0 | — |
| Impairment - Financial Investments | (0.0) | (0.0) | (0.1) | 0.1 | 0.1 | 0.0 | (0.1) | (0.0) | 0.0 | (0.1) |
| Early Extinguishment of Lease Related Debts - Gain/(Loss) | 0.0 | (0.0) | 0.0 | 0.0 | 0.0 | 0.0 | — | — | — | — |
| Fair Value Adjustments - Financial Investments | (0.0) | (0.0) | — | — | — | — | — | — | — | — |
| COVID-19 Non-Recurring Income/(Expense) - Total | — | — | — | 0.0 | (0.1) | (0.1) | — | — | — | — |
| COVID-19 Non-Recurring Income/(Expense) – Other | — | — | — | 0.0 | (0.1) | (0.1) | — | — | — | — |
| Non-Recurring Income/(Expense) - Other - Total | — | — | — | — | — | — | — | — | — | (0.0) |
| Income before Taxes | 12.3 | 8.1 | 6.7 | 0.9 | 1.7 | 3.8 | 2.3 | 0.7 | 2.8 | 3.2 |
| Income Taxes | 6.5 | 4.5 | 3.2 | 0.5 | 0.6 | 1.7 | 1.0 | 0.2 | 1.0 | 1.2 |
| Income Taxes for the Year - Current | 6.0 | 3.9 | 3.2 | 0.4 | 0.6 | 2.1 | 0.9 | 0.3 | 0.9 | 1.2 |
| Income Taxes - Deferred | 0.5 | 0.4 | (0.0) | 0.1 | (0.1) | (0.5) | (0.0) | (0.0) | 0.0 | (0.0) |
| Income Taxes - Other (by Type) | (0.0) | 0.3 | 0.0 | (0.1) | (0.0) | 0.0 | 0.1 | (0.0) | 0.1 | 0.1 |
| Net Income after Tax | 5.8 | 3.6 | 3.5 | 0.5 | 1.1 | 2.2 | 1.3 | 0.5 | 1.8 | 2.0 |
| Income before Discontinued Operations & Extraordinary Items | 5.8 | 3.6 | 3.5 | 0.5 | 1.1 | 2.2 | 1.3 | 0.5 | 1.8 | 2.0 |
| Net Income before Minority Interest | 5.8 | 3.6 | 3.5 | 0.5 | 1.1 | 2.2 | 1.3 | 0.5 | 1.8 | 2.0 |
| Net Income after Minority Interest | 5.8 | 3.6 | 3.5 | 0.5 | 1.1 | 2.2 | 1.3 | 0.5 | 1.8 | 2.0 |
| Income Available to Common Shares | 5.8 | 3.6 | 3.5 | 0.5 | 1.1 | 2.2 | 1.3 | 0.5 | 1.8 | 2.0 |
| Other Comprehensive Income - Starting Line | — | — | — | 0.5 | 1.1 | 2.2 | 1.3 | 0.5 | 1.8 | — |
| Other Comprehensive Income - Unrealized Investment Gain/(Loss) | — | — | — | (0.6) | (0.8) | 1.9 | 1.3 | (2.6) | (1.0) | — |
| Other Comprehensive Income - Revaluation of Tangible & Intangible Assets | — | — | — | (0.0) | 0.0 | 0.1 | — | — | — | — |
| Other Comprehensive Income - Associated Companies | — | — | — | (0.0) | — | — | — | — | — | — |
| Other Comprehensive Income - Pension Related | — | — | — | (0.0) | 0.0 | (0.0) | (0.2) | (0.1) | (0.0) | — |
| Other Comprehensive Income - Income Tax | — | — | — | — | (0.0) | (0.0) | 0.0 | (0.0) | 0.0 | — |
| Other Comprehensive Income - Net of Tax - Total | — | — | — | (0.6) | (0.8) | 1.9 | 1.2 | (2.7) | (1.0) | — |
| Comprehensive Income before Minority Interest - Total | — | — | — | (0.1) | 0.3 | 4.1 | 2.5 | (2.2) | 0.8 | — |
| Comprehensive Income - Attributable to Parent Company Equity Holders - Total | — | — | — | (0.1) | 0.3 | 4.1 | 2.5 | (2.2) | 0.8 | — |
| DPS - Common - Gross - Issue - By Period End Date Rs | 3.20 | 1.70 | 1.43 | 0.00 | 0.00 | 1.30 | 0.43 | 0.00 | 1.30 | 1.30 |
| Net Income - Basic - including Extraordinary Items Applicable to Common - Total | 5.8 | 3.6 | 3.5 | 0.5 | 1.1 | 2.2 | 1.3 | 0.5 | 1.8 | 2.0 |
| Income available to Common excluding Extraordinary Items | 5.8 | 3.6 | 3.5 | 0.5 | 1.1 | 2.2 | 1.3 | 0.5 | 1.8 | 2.0 |
| Shares used to calculate Basic EPS - Total mn | 1,157.9 | 1,157.9 | 1,157.9 | 1,157.9 | 1,157.9 | 1,157.9 | 1,157.9 | 1,157.9 | 1,157.9 | 1,157.9 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs | 5.02 | 3.12 | 3.01 | 0.39 | 0.95 | 1.86 | 1.13 | 0.40 | 1.55 | 1.74 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs | 5.02 | 3.12 | 3.01 | 0.39 | 0.95 | 1.86 | 1.13 | 0.40 | 1.55 | 1.74 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs | 5.00 | 3.12 | 2.90 | 0.49 | 1.05 | 1.91 | 1.04 | 0.42 | 1.55 | 1.66 |
| Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific | 5.8 | 3.6 | 3.5 | 0.5 | 1.1 | 2.2 | 1.3 | 0.5 | 1.8 | 2.0 |
| Earnings Allocation Factor - Basic - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Basic EPS - Issue Specific mn | 1,157.9 | 1,157.9 | 1,157.9 | 1,157.9 | 1,157.9 | 1,157.9 | 1,157.9 | 1,157.9 | 1,157.9 | 1,157.9 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs | 5.02 | 3.12 | 3.01 | 0.39 | 0.95 | 1.86 | 1.13 | 0.40 | 1.55 | 1.74 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 5.02 | 3.12 | 3.01 | 0.39 | 0.95 | 1.86 | 1.13 | 0.40 | 1.55 | 1.74 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs | 5.00 | 3.12 | 2.90 | 0.49 | 1.05 | 1.91 | 1.04 | 0.42 | 1.55 | 1.66 |
| EPS - Basic from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Comprehensive Earnings Per Share - Basic - Issue Specific Rs | — | — | — | (0.12) | 0.26 | 3.52 | 2.16 | (1.89) | 0.65 | — |
| Net Income - Diluted - including Extraordinary Items Applicable to Common - Total | 5.8 | 3.6 | 3.5 | 0.5 | 1.1 | 2.2 | 1.3 | 0.5 | 1.8 | 2.0 |
| Diluted Income available to Common excluding Extraordinary Items | 5.8 | 3.6 | 3.5 | 0.5 | 1.1 | 2.2 | 1.3 | 0.5 | 1.8 | 2.0 |
| Shares used to calculate Diluted EPS - Total mn | 1,157.9 | 1,157.9 | 1,157.9 | 1,157.9 | 1,157.9 | 1,157.9 | 1,157.9 | 1,157.9 | 1,157.9 | 1,157.9 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs | 5.02 | 3.12 | 3.01 | 0.39 | 0.95 | 1.86 | 1.13 | 0.40 | 1.55 | 1.74 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs | 5.02 | 3.12 | 3.01 | 0.39 | 0.95 | 1.86 | 1.13 | 0.40 | 1.55 | 1.74 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs | 5.00 | 3.12 | 2.90 | 0.49 | 1.05 | 1.91 | 1.04 | 0.42 | 1.55 | 1.66 |
| Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific | 5.8 | 3.6 | 3.5 | 0.5 | 1.1 | 2.2 | 1.3 | 0.5 | 1.8 | 2.0 |
| Earnings Allocation Factor - Diluted - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Diluted EPS - Issue Specific mn | 1,157.9 | 1,157.9 | 1,157.9 | 1,157.9 | 1,157.9 | 1,157.9 | 1,157.9 | 1,157.9 | 1,157.9 | 1,157.9 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs | 5.02 | 3.12 | 3.01 | 0.39 | 0.95 | 1.86 | 1.13 | 0.40 | 1.55 | 1.74 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 5.02 | 3.12 | 3.01 | 0.39 | 0.95 | 1.86 | 1.13 | 0.40 | 1.55 | 1.74 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs | 5.00 | 3.12 | 2.90 | 0.49 | 1.05 | 1.91 | 1.04 | 0.42 | 1.55 | 1.66 |
| EPS - Diluted from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Comprehensive Earnings Per Share - Diluted - Issue Specific Rs | — | — | — | (0.12) | 0.26 | 3.52 | 2.16 | (1.89) | 0.65 | — |
| DPS - Common - Gross - Issue - By Announcement Date Rs | 3.20 | 1.43 | 0.00 | 0.00 | 1.30 | 0.43 | 0.00 | 1.30 | 1.30 | 1.08 |
| DPS - Common - Net - Issue - By Announcement Date Rs | 2.88 | 1.29 | 0.00 | 0.00 | 1.17 | 0.39 | 0.00 | 1.17 | 1.17 | 0.97 |
| Earnings before Interest & Taxes (EBIT) | 12.2 | 8.1 | 6.6 | 1.0 | 1.7 | 3.9 | 2.2 | 0.7 | 2.8 | 3.1 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) | 14.0 | 9.7 | 8.0 | 2.1 | 2.6 | 4.5 | 2.9 | 1.1 | 3.1 | 3.4 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) and Operating Lease Payments | 14.0 | 9.8 | 8.0 | 2.7 | 3.1 | 4.9 | 3.2 | 1.8 | 3.7 | 3.8 |
| Depreciation & Amortization - Supplemental | 1.8 | 1.6 | 1.5 | 1.1 | 0.9 | 0.7 | 0.7 | 0.3 | 0.3 | 0.2 |
| Depreciation Expense - Total - Supplemental | 1.7 | 1.6 | 1.4 | 1.0 | 0.8 | 0.6 | 0.6 | 0.3 | 0.2 | 0.2 |
| Depreciation - Financial Lease Right-of-Use Assets - Supplemental | 0.8 | 0.8 | 0.7 | 0.5 | 0.4 | 0.3 | 0.3 | — | — | — |
| Amortization - Total - Supplemental | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Intangible Amortization - Other - Supplemental | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | — |
| Amortization of Licenses, Copyrights, Property Rights & Designs - Supplemental | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | — |
| Amortization of Computer Software - Supplemental | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | — |
| Depreciation, Depletion & Amortization - Total | 1.8 | 1.6 | 1.5 | 1.1 | 0.9 | 0.7 | 0.7 | 0.3 | 0.3 | 0.2 |
| Depreciation - Total | 1.7 | 1.6 | 1.4 | 1.0 | 0.8 | 0.6 | 0.6 | 0.3 | 0.2 | 0.2 |
| Amortization of Intangible Assets excluding Goodwill - Total | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Income from Islamic Financing & Investing | 13.8 | 11.5 | 7.9 | 4.1 | 2.0 | 1.6 | 1.4 | — | — | — |
| Labor & Related Expenses - Total | 5.5 | 4.8 | 3.9 | 2.7 | 2.2 | 1.8 | 1.4 | 1.9 | 1.9 | 1.8 |
| Labor & Related Expenses - Supplemental | 5.5 | 4.8 | 3.9 | 2.7 | 2.2 | 1.8 | 1.4 | 1.9 | 1.9 | 1.8 |
| Auditor Fees | — | — | — | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Audit-Related Fees | — | — | — | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Tax Fees | — | — | — | 0.0 | — | — | — | — | — | — |
| Fees - Other | — | — | — | — | 0.0 | 0.0 | 0.0 | — | — | — |
| Normalized after Tax Profit | 5.8 | 3.6 | 3.4 | 0.6 | 1.2 | 2.2 | 1.2 | 0.5 | 1.8 | 1.9 |
| Normalized Net Income from Continuing Operations | 5.8 | 3.6 | 3.4 | 0.6 | 1.2 | 2.2 | 1.2 | 0.5 | 1.8 | 1.9 |
| Normalized Net Income - Bottom Line | 5.8 | 3.6 | 3.4 | 0.6 | 1.2 | 2.2 | 1.2 | 0.5 | 1.8 | 1.9 |
| Earnings before Interest & Taxes (EBIT) - Normalized | 12.3 | 8.1 | 6.6 | 1.0 | 1.8 | 3.9 | 2.2 | 0.7 | 2.8 | 3.1 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized | 14.0 | 9.8 | 8.0 | 2.1 | 2.7 | 4.5 | 2.9 | 1.1 | 3.1 | 3.4 |
| Loan Losses - Net | — | — | — | — | — | — | — | (0.0) | (0.0) | — |
| Loan Recoveries - Actual | — | — | — | — | — | — | — | 0.0 | 0.0 | — |
| Loan Losses - Actual | — | — | — | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Interest Expense on Financial Lease Liabilities - Supplemental | 0.4 | 0.4 | 0.2 | — | 0.1 | — | — | — | — | — |
| Rental/Operating Lease Expense | 0.0 | 0.0 | 0.0 | 0.6 | 0.5 | 0.4 | 0.4 | 0.7 | 0.7 | 0.4 |
| Advertising Expenses - Supplemental | 0.3 | 0.2 | 0.1 | 0.1 | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.1 |
| Interest Expense | 33.2 | 48.7 | 45.2 | 33.1 | 15.1 | 18.9 | 19.9 | 9.5 | 9.6 | 7.6 |
| Interest & Dividend Income after Loan Loss Provision - Net - Finance | 19.9 | 16.9 | 13.2 | 6.4 | 6.1 | 5.2 | 4.7 | 5.3 | 5.0 | 3.8 |
| Commissions & Fees from Securities Activities | 0.2 | 0.2 | 0.1 | 0.1 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | — |
| Revenue after Loan Provisions - Net - Finance | 53.1 | 65.6 | 58.3 | 39.5 | 21.2 | 24.1 | 24.6 | 14.9 | 14.5 | 11.4 |
| Operating Expenses | 10.5 | 9.8 | 9.1 | 7.2 | 5.8 | 5.5 | 3.6 | 3.8 | 3.6 | 3.8 |
| Foreign Exchange Gain/(Loss) | 0.6 | 0.5 | 1.5 | 0.7 | 0.5 | 0.6 | 0.3 | 0.1 | 0.1 | 0.1 |
| Selling, General & Administrative Expenses excluding Research & Development Expenses | 7.6 | 6.7 | 5.4 | 4.4 | 3.7 | 2.8 | 3.6 | 4.0 | 3.8 | 3.2 |
| Investment Gain/(Loss) | 2.3 | 0.2 | (0.1) | 0.0 | (0.1) | 1.8 | 0.3 | (1.2) | 1.1 | 2.2 |
| Non-Interest Expense - Bank | 11.3 | 10.2 | 8.2 | 6.5 | 5.0 | 3.9 | 3.4 | 4.0 | 3.7 | 3.0 |
| Income before Taxes & Provision for Loan Losses | 11.4 | 7.7 | 7.5 | 1.7 | 2.5 | 5.4 | 2.3 | 0.6 | 2.7 | 4.0 |
| DPS - Common - Gross - Issue - By Payable Date Rs | 3.20 | 1.43 | 0.00 | 0.00 | 1.30 | 0.43 | 0.00 | 1.30 | 1.30 | 1.08 |
| DPS - Common - Gross - Issue - By Ex Date Rs | 3.20 | 1.43 | 0.00 | 0.00 | 1.30 | 0.43 | 0.00 | 1.30 | 1.30 | 1.08 |
| Tax Adjusted Operating Income | 5.8 | 3.6 | 3.5 | 0.5 | 1.1 | 2.2 | 1.3 | 0.5 | 1.8 | 2.0 |
| Operating Expenses excluding Non-Cash Charges - Total | 8.7 | 8.2 | 7.7 | 6.1 | 4.9 | 4.8 | 2.9 | 3.4 | 3.3 | 3.6 |
| Revenue Net of Interest Expense Before Loan Loss Provision | 22.7 | 17.9 | 15.7 | 8.2 | 7.5 | 9.4 | 5.8 | 4.5 | 6.3 | 7.0 |
| Income from Earning Assets | 55.2 | 65.9 | 60.5 | 40.9 | 22.3 | 28.0 | 25.2 | 13.6 | 15.6 | 14.4 |
| Income Available to Common Shares before Depreciation & Amortization | 7.6 | 5.3 | 4.9 | 1.6 | 2.0 | 2.8 | 2.0 | 0.8 | 2.1 | 2.2 |
| Commissions and Fees | 0.8 | 0.8 | 0.4 | 0.4 | 0.3 | 0.2 | 0.4 | 0.4 | 0.3 | 0.3 |
| Estimated Tax Rate | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.35× | 0.30× | 0.30× | 0.31× | 0.32× |
| Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs | 3.20 | 1.43 | 0.00 | 0.00 | 1.30 | 0.43 | 0.00 | 1.30 | 1.30 | 1.08 |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 10 periods; the table above goes back further.