Last close · 3 Dec 2020
Rs 0.64 0.00%
Annual · FY2017 – FY2026
First National Bank Modaraba (FNBM) balance sheet
At the end of FY2026 (Jul 2025 – Jun 2026) First National Bank Modaraba had total assets of Rs 443.3 mn, up 4.2% on FY2025. Shareholders' equity was -Rs 29.9 mn (Rs -1.20 per share), -6.7% of total assets.
| Rs mn | FY2026 * Jul 2025 – Jun 2026 | FY2025 * Jul 2024 – Jun 2025 | FY2024 Jul 2023 – Jun 2024 | FY2023 * Jul 2022 – Jun 2023 | FY2022 * Jul 2021 – Jun 2022 | FY2021 Jul 2020 – Jun 2021 | FY2020 Jul 2019 – Jun 2020 | FY2019 Jul 2018 – Jun 2019 | FY2018 Jul 2017 – Jun 2018 | FY2017 Jul 2016 – Jun 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||
| Cash & short-term investments | 360.0 | 343.0 | 307.3 | 206.1 | 176.3 | 133.7 | 102.3 | 94.9 | 98.9 | 68.9 |
| Investments | 362.9 | 344.8 | 316.4 | 203.1 | 174.8 | 120.7 | 79.6 | 89.5 | 58.0 | 33.1 |
| Loans, leases & receivables | 35.9 | 30.2 | 37.5 | 41.1 | 34.0 | 47.2 | 63.7 | 71.9 | 75.3 | 71.3 |
| Total assets | 443.3 | 425.4 | 402.5 | 306.0 | 265.2 | 239.2 | 239.0 | 296.0 | 356.1 | 508.5 |
| Liabilities | ||||||||||
| Borrowings | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 218.3 |
| Total liabilities | 473.2 | 451.0 | 423.4 | 361.5 | 323.3 | 301.3 | 302.1 | 325.2 | 347.9 | 492.1 |
| Equity | ||||||||||
| Equity attributable to shareholders | (29.9) | (25.5) | (20.8) | (55.6) | (58.1) | (62.1) | (63.2) | (29.2) | 8.1 | 16.3 |
| Total equity | (29.9) | (25.5) | (20.8) | (55.6) | (58.1) | (62.1) | (63.2) | (29.2) | 8.1 | 16.3 |
| Total liabilities & equity | 443.3 | 425.4 | 402.5 | 306.0 | 265.2 | 239.2 | 239.0 | 296.0 | 356.1 | 508.5 |
| Key figures | ||||||||||
| Shares outstanding mn | 25.0 | 25.0 | 25.0 | 25.0 | 25.0 | 25.0 | 25.0 | 25.0 | 25.0 | 25.0 |
| Common equity | (29.9) | (25.5) | (20.8) | (55.6) | (58.1) | (62.1) | (63.2) | (29.2) | 8.1 | 16.3 |
| Book value per share (Rs) Rs | (1.20) | (1.02) | (0.83) | (2.22) | (2.32) | (2.48) | (2.53) | (1.17) | 0.33 | 0.65 |
| Rs mn | FY2026 * Jul 2025 – Jun 2026 | FY2025 * Jul 2024 – Jun 2025 | FY2024 Jul 2023 – Jun 2024 | FY2023 * Jul 2022 – Jun 2023 | FY2022 * Jul 2021 – Jun 2022 | FY2021 Jul 2020 – Jun 2021 | FY2020 Jul 2019 – Jun 2020 | FY2019 Jul 2018 – Jun 2019 | FY2018 Jul 2017 – Jun 2018 | FY2017 Jul 2016 – Jun 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||
| Cash & short-term investments | +4.9% | +11.6% | +49.1% | +16.9% | +31.9% | +30.7% | +7.8% | -4.0% | +43.4% | — |
| Investments | +5.3% | +9.0% | +55.7% | +16.2% | +44.8% | +51.6% | -11.0% | +54.1% | +75.4% | — |
| Loans, leases & receivables | +19.0% | -19.6% | -8.7% | +20.9% | -28.0% | -26.0% | -11.4% | -4.5% | +5.6% | — |
| Total assets | +4.2% | +5.7% | +31.6% | +15.4% | +10.9% | +0.1% | -19.3% | -16.9% | -30.0% | — |
| Liabilities | ||||||||||
| Borrowings | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | -0.6% | — |
| Total liabilities | +4.9% | +6.5% | +17.1% | +11.8% | +7.3% | -0.3% | -7.1% | -6.5% | -29.3% | — |
| Equity | ||||||||||
| Equity attributable to shareholders | — | — | — | — | — | — | — | -458.5% | -50.1% | — |
| Total equity | — | — | — | — | — | — | — | -458.5% | -50.1% | — |
| Total liabilities & equity | +4.2% | +5.7% | +31.6% | +15.4% | +10.9% | +0.1% | -19.3% | -16.9% | -30.0% | — |
| Key figures | ||||||||||
| Shares outstanding | — | — | — | — | — | — | — | — | — | — |
| Common equity | — | — | — | — | — | — | — | -458.5% | -50.1% | — |
| Book value per share (Rs) | — | — | — | — | — | — | — | -458.5% | -50.1% | — |
Change against the previous fiscal year; shown when the earlier figure is positive.
| Rs mn | FY2026 * Jul 2025 – Jun 2026 | FY2025 * Jul 2024 – Jun 2025 | FY2024 Jul 2023 – Jun 2024 | FY2023 * Jul 2022 – Jun 2023 | FY2022 * Jul 2021 – Jun 2022 | FY2021 Jul 2020 – Jun 2021 | FY2020 Jul 2019 – Jun 2020 | FY2019 Jul 2018 – Jun 2019 | FY2018 Jul 2017 – Jun 2018 | FY2017 Jul 2016 – Jun 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||||
| Cash & short-term investments | 81.2% | 80.6% | 76.4% | 67.4% | 66.5% | 55.9% | 42.8% | 32.1% | 27.8% | 13.6% |
| Investments | 81.9% | 81.1% | 78.6% | 66.4% | 65.9% | 50.5% | 33.3% | 30.2% | 16.3% | 6.5% |
| Loans, leases & receivables | 8.1% | 7.1% | 9.3% | 13.4% | 12.8% | 19.7% | 26.7% | 24.3% | 21.2% | 14.0% |
| Total assets | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Liabilities | ||||||||||
| Borrowings | 49.0% | 51.0% | 53.9% | 70.9% | 81.9% | 90.8% | 90.8% | 73.3% | 61.0% | 42.9% |
| Total liabilities | 106.7% | 106.0% | 105.2% | 118.2% | 121.9% | 126.0% | 126.4% | 109.9% | 97.7% | 96.8% |
| Equity | ||||||||||
| Equity attributable to shareholders | (6.7%) | (6.0%) | (5.2%) | (18.2%) | (21.9%) | (26.0%) | (26.4%) | (9.9%) | 2.3% | 3.2% |
| Total equity | (6.7%) | (6.0%) | (5.2%) | (18.2%) | (21.9%) | (26.0%) | (26.4%) | (9.9%) | 2.3% | 3.2% |
| Total liabilities & equity | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Key figures | ||||||||||
| Common equity | (6.7%) | (6.0%) | (5.2%) | (18.2%) | (21.9%) | (26.0%) | (26.4%) | (9.9%) | 2.3% | 3.2% |
Each line as a percentage of total assets.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. * Figures in this period do not fully reconcile in the source data (hover the * for details). Updated 16 Oct 2026.
All reported line items 85
| Rs mn | FY2026 Jul 2025 – Jun 2026 | FY2025 Jul 2024 – Jun 2025 | FY2024 Jul 2023 – Jun 2024 | FY2023 Jul 2022 – Jun 2023 | FY2022 Jul 2021 – Jun 2022 | FY2021 Jul 2020 – Jun 2021 | FY2020 Jul 2019 – Jun 2020 | FY2019 Jul 2018 – Jun 2019 | FY2018 Jul 2017 – Jun 2018 | FY2017 Jul 2016 – Jun 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Cash Equivalents | 4.2 | 9.5 | 9.7 | 10.3 | 1.5 | 13.0 | 22.7 | 11.3 | 51.7 | 49.7 |
| Loans & Receivables - Total | 35.9 | 30.2 | 37.5 | 41.1 | 34.0 | 47.2 | 63.7 | 71.9 | 75.3 | 71.3 |
| Income Tax - Receivables | 20.5 | 14.3 | 15.4 | 9.6 | — | — | — | — | — | — |
| Receivables - Other | 15.4 | 15.8 | 22.1 | 31.5 | 34.0 | 47.2 | 63.7 | 71.9 | 75.3 | 71.3 |
| Investment Securities - Available for Sale, Held to Maturity & Held for Trading - Total | 362.9 | 344.8 | 316.4 | 203.1 | 174.8 | 120.7 | 79.6 | 89.5 | 58.0 | 33.1 |
| Investments - Total | 362.9 | 344.8 | 316.4 | 203.1 | 174.8 | 120.7 | 79.6 | 89.5 | 58.0 | 33.1 |
| Investment Securities - Held for Trading | 355.8 | 333.5 | 297.6 | 195.8 | 174.8 | 120.7 | 79.6 | 83.6 | 47.2 | 19.2 |
| Investment Securities Available for Sale & Held to Maturity | 7.1 | 11.3 | 18.8 | 7.3 | 0.0 | 0.0 | 0.0 | 5.9 | 10.8 | 13.9 |
| Property, Plant & Equipment - Net - Total | 33.0 | 33.1 | 33.2 | 33.2 | 33.0 | 33.1 | 39.6 | 83.9 | 124.9 | 247.5 |
| Other Assets - Total | 7.4 | 7.9 | 5.8 | 18.2 | 21.9 | 25.3 | 33.3 | 39.3 | 46.1 | 106.9 |
| Prepaid Expenses - Total | 1.4 | 1.2 | 1.0 | 1.8 | 7.0 | 6.6 | 5.4 | 4.4 | 3.8 | 3.8 |
| Other Assets | 6.0 | 6.7 | 4.8 | 16.4 | 14.8 | 18.7 | 28.0 | 34.9 | 42.3 | 103.0 |
| Intangible Assets - Total - Net | 0.0 | 0.0 | 0.0 | 0.0 | — | 0.0 | 0.0 | — | — | 0.0 |
| Total Current Assets | 403.2 | 381.1 | 350.5 | 265.4 | 232.1 | 206.1 | 199.3 | 206.0 | 219.8 | 246.2 |
| Intangible Assets - excluding Goodwill - Net - Total | 0.0 | 0.0 | 0.0 | 0.0 | — | 0.0 | 0.0 | — | — | 0.0 |
| Total Assets | 443.3 | 425.4 | 402.5 | 306.0 | 265.2 | 239.2 | 239.0 | 296.0 | 356.1 | 508.5 |
| Debt - Total | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 218.3 |
| Short-Term Debt & Current Portion of Long-Term Debt | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 201.6 |
| Short-Term Debt & Notes Payable | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 201.6 |
| Debt - Long-Term - Total | — | — | — | — | — | — | — | — | — | 16.7 |
| Short-Term Banking Borrowings excluding Collateralized Financing | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 201.6 |
| Long-Term Debt excluding Capitalized Leases | — | — | — | — | — | — | — | — | — | 16.7 |
| Debt - Non-Convertible - Long-Term | — | — | — | — | — | — | — | — | — | 16.7 |
| Dividends Payable | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | — | — | — | — |
| Payables & Accrued Expenses | 222.2 | 199.5 | 165.5 | 110.2 | 72.8 | 50.7 | 38.3 | 22.4 | 21.6 | 29.4 |
| Trade Account Payables - Total | 5.5 | 8.4 | 8.7 | 3.0 | 2.5 | 3.9 | 9.8 | 17.9 | 19.0 | 27.3 |
| Accrued Expenses | 216.7 | 191.1 | 156.8 | 107.2 | 70.3 | 46.8 | 28.5 | 4.5 | 2.6 | 2.1 |
| Other Liabilities - Total | 33.0 | 33.0 | 33.0 | 33.0 | 33.0 | 33.1 | 46.7 | 85.7 | 109.3 | 244.5 |
| Other Liabilities - | 33.0 | 33.0 | 33.0 | 33.0 | 33.0 | 33.1 | 46.7 | 83.4 | 106.9 | 217.4 |
| Deferred Revenue/Income | — | — | — | 0.0 | — | 0.0 | 0.0 | 2.2 | 2.4 | 27.1 |
| Total Liabilities | 473.2 | 451.0 | 423.4 | 361.5 | 323.3 | 301.3 | 302.1 | 325.2 | 347.9 | 492.1 |
| Shareholders' Equity - Attributable to Parent Shareholders - Total | (29.9) | (25.5) | (20.8) | (55.6) | (58.1) | (62.1) | (63.2) | (29.2) | 8.1 | 16.3 |
| Common Equity Attributable to Parent Shareholders | (29.9) | (25.5) | (20.8) | (55.6) | (58.1) | (62.1) | (63.2) | (29.2) | 8.1 | 16.3 |
| Common Equity - Contributed | 250.0 | 250.0 | 250.0 | 250.0 | 250.0 | 250.0 | 250.0 | 250.0 | 250.0 | 250.0 |
| Common Stock - Issued & Paid | 250.0 | 250.0 | 250.0 | 250.0 | 250.0 | 250.0 | 250.0 | 250.0 | 250.0 | 250.0 |
| Equity - Non-Contributed - Reserves & Retained Earnings | (279.9) | (275.5) | (270.8) | (305.6) | (308.1) | (312.1) | (313.2) | (279.2) | (241.9) | (233.7) |
| Retained Earnings - Total | (279.9) | (275.5) | (269.1) | (303.8) | (307.9) | (310.5) | (313.2) | (279.2) | (241.9) | (233.7) |
| Comprehensive Income - Accumulated - Total | — | 0.0 | (1.8) | (1.8) | (0.2) | (1.6) | — | — | — | — |
| Investments - Unrealized Gain/Loss | — | 0.0 | (1.8) | (1.8) | (0.2) | (1.6) | — | — | — | — |
| Common Equity - Total | (29.9) | (25.5) | (20.8) | (55.6) | (58.1) | (62.1) | (63.2) | (29.2) | 8.1 | 16.3 |
| Total Shareholders' Equity - including Minority Interest & Hybrid Debt | (29.9) | (25.5) | (20.8) | (55.6) | (58.1) | (62.1) | (63.2) | (29.2) | 8.1 | 16.3 |
| Total Liabilities & Equity | 443.3 | 425.4 | 402.5 | 306.0 | 265.2 | 239.2 | 239.0 | 296.0 | 356.1 | 508.5 |
| Total Current Liabilities | 473.2 | 451.0 | 423.4 | 361.5 | 323.3 | 301.3 | 302.1 | 322.1 | 342.7 | 429.5 |
| Common Shares - Issued - Total mn | 25.0 | 25.0 | 25.0 | 25.0 | 25.0 | 25.0 | 25.0 | 25.0 | 25.0 | 25.0 |
| Common Shares - Outstanding - Total mn | 25.0 | 25.0 | 25.0 | 25.0 | 25.0 | 25.0 | 25.0 | 25.0 | 25.0 | 25.0 |
| Common Shares - Treasury - Total mn | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Common Shares - Authorized - Issue Specific mn | 60.0 | 60.0 | 60.0 | 60.0 | 60.0 | 60.0 | 60.0 | 60.0 | 60.0 | 60.0 |
| Common Shares - Issued - Issue Specific mn | 25.0 | 25.0 | 25.0 | 25.0 | 25.0 | 25.0 | 25.0 | 25.0 | 25.0 | 25.0 |
| Common Shares - Outstanding - Issue Specific mn | 25.0 | 25.0 | 25.0 | 25.0 | 25.0 | 25.0 | 25.0 | 25.0 | 25.0 | 25.0 |
| Common Shares - Treasury - Issue Specific mn | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Asset Allocation Factor - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Debt including Finance and Operating Lease Liabilities - Supplemental | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 218.3 |
| Net Debt | (142.9) | (126.0) | (90.3) | 10.9 | 40.8 | 83.4 | 114.8 | 122.2 | 118.2 | 149.4 |
| Asset Accruals | 399.0 | 371.6 | 340.8 | 255.1 | 230.6 | 193.1 | 176.6 | 194.6 | 168.2 | 196.4 |
| Cash & Cash Equivalents - Total | 4.2 | 9.5 | 9.7 | 10.3 | 1.5 | 13.0 | 22.7 | 11.3 | 51.7 | 49.7 |
| Cash & Securities | 362.9 | 344.8 | 316.4 | 203.1 | 174.8 | 120.7 | 79.6 | 89.5 | 58.0 | 33.1 |
| Cash & Short Term Investments - Total | 360.0 | 343.0 | 307.3 | 206.1 | 176.3 | 133.7 | 102.3 | 94.9 | 98.9 | 68.9 |
| Debt - including Preferred Equity & Minority Interest - Total | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 218.3 |
| Earning Assets | 362.9 | 344.8 | 316.4 | 203.1 | 174.8 | 120.7 | 79.6 | 89.5 | 58.0 | 33.1 |
| Invested Assets - Total | 362.9 | 344.8 | 316.4 | 203.1 | 174.8 | 120.7 | 79.6 | 89.5 | 58.0 | 33.1 |
| Investment Securities | 362.9 | 344.8 | 316.4 | 203.1 | 174.8 | 120.7 | 79.6 | 89.5 | 58.0 | 33.1 |
| Investments - Permanent | 7.1 | 11.3 | 18.8 | 7.3 | 0.0 | 0.0 | 0.0 | 5.9 | 10.8 | 13.9 |
| Net Book Capital | (172.8) | (151.5) | (111.1) | (44.7) | (17.3) | 21.3 | 51.6 | 93.0 | 126.4 | 165.7 |
| Net Operating Assets | (172.8) | (151.5) | (111.1) | (44.7) | (17.3) | 21.3 | 51.6 | 93.0 | 126.4 | 165.7 |
| Shareholders Equity - Common | (29.9) | (25.5) | (20.8) | (55.6) | (58.1) | (62.1) | (63.2) | (29.2) | 8.1 | 16.3 |
| Tangible Total Equity | (29.9) | (25.5) | (20.8) | (55.6) | (58.1) | (62.1) | (63.2) | (29.2) | 8.1 | 16.3 |
| Tangible Book Value | (29.9) | (25.5) | (20.8) | (55.6) | (58.1) | (62.1) | (63.2) | (29.2) | 8.1 | 16.3 |
| Total Book Capital | 187.2 | 191.5 | 196.2 | 161.5 | 159.0 | 155.0 | 153.9 | 187.9 | 225.2 | 234.6 |
| Total Capital | 187.2 | 191.5 | 196.2 | 161.5 | 159.0 | 155.0 | 153.9 | 187.9 | 225.2 | 234.6 |
| Total Long Term Capital | (29.9) | (25.5) | (20.8) | (55.6) | (58.1) | (62.1) | (63.2) | (26.1) | 13.4 | 78.9 |
| Trading Account | 355.8 | 333.5 | 297.6 | 195.8 | 174.8 | 120.7 | 79.6 | 83.6 | 47.2 | 19.2 |
| Unearned Revenue - Total | — | — | — | 0.0 | — | 0.0 | 0.0 | 2.2 | 2.4 | 27.1 |
| Book Value excluding Other Equity | (29.9) | (25.5) | (20.8) | (55.6) | (58.1) | (62.1) | (63.2) | (29.2) | 8.1 | 16.3 |
| Income Taxes - Payable - Long-Term & Short-Term | 0.5 | 1.0 | 7.3 | 0.8 | — | — | — | — | — | — |
| Cash & Short Term Investments - Net of Debt | 142.9 | 126.0 | 90.3 | (10.9) | (40.8) | (83.4) | (114.8) | (122.2) | (118.2) | (149.4) |
| Interest Bearing Liabilities - Total | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 218.3 |
| Net Debt Including Preferred Equity & Minority Interest | (142.9) | (126.0) | (90.3) | 10.9 | 40.8 | 83.4 | 114.8 | 122.2 | 118.2 | 149.4 |
| Other Short-Term & Long-Term Assets - Total | 6.0 | 6.7 | 4.8 | 16.4 | 14.8 | 18.7 | 28.0 | 34.9 | 42.3 | 103.0 |
| Other Short-Term & Long-Term Liabilities - Total | 33.0 | 33.0 | 33.0 | 33.0 | 33.0 | 33.1 | 46.7 | 83.4 | 106.9 | 217.4 |
| Tangible Book Value excluding Other Equity | (29.9) | (25.5) | (20.8) | (55.6) | (58.1) | (62.1) | (63.2) | (29.2) | 8.1 | 16.3 |
| Total Debt Excluding Islamic | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 217.1 | 218.3 |
| Total Available Funds | (29.9) | (25.5) | (20.8) | (55.6) | (58.1) | (62.1) | (63.2) | (26.1) | 13.4 | 78.9 |
| Current Liabilities excluding Current Debt - Total | 256.2 | 233.9 | 206.3 | 144.5 | 106.2 | 84.2 | 85.0 | 105.0 | 125.7 | 227.9 |
| Cash in Hand & with Banks - Total | 4.2 | 9.5 | 9.7 | 10.3 | 1.5 | 13.0 | 22.7 | 11.3 | 51.7 | 49.7 |
| Current Assets excluding Cash & Short Term Investments - Total | 43.2 | 38.0 | 43.2 | 59.2 | 55.8 | 72.4 | 97.0 | 111.1 | 121.0 | 177.2 |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 10 periods; the table above goes back further.