Last close · 3 Dec 2020
Rs 0.64 0.00%
Annual · FY2017 – FY2026
First National Bank Modaraba (FNBM) financial ratios
First National Bank Modaraba earned a net margin of -13.3% in FY2026 against a five-year average of 14.9% (Modarabas median 4.6%). The current ratio stood at 0.85× and debt was — of equity. Cash took about 368 days to cycle through receivables, inventory and payables.
FY2026 vs the Modarabas median
- Net margin
- -13.3%
- Sector median 4.6%
- Return on assets (ROA)
- -1.0%
- Sector median 1.9%
Median of the 20 companies in the sector with the figure for their latest fiscal year.
| Rs mn | FY2026 * Jul 2025 – Jun 2026 | FY2025 * Jul 2024 – Jun 2025 | FY2024 Jul 2023 – Jun 2024 | FY2023 * Jul 2022 – Jun 2023 | FY2022 * Jul 2021 – Jun 2022 | FY2021 Jul 2020 – Jun 2021 | FY2020 Jul 2019 – Jun 2020 | FY2019 Jul 2018 – Jun 2019 | FY2018 Jul 2017 – Jun 2018 | FY2017 Jul 2016 – Jun 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profitability | ||||||||||
| Pre-tax margin | (14.8%) | (8.0%) | 80.5% | 16.7% | 22.1% | 11.8% | (231.7%) | (203.5%) | (12.2%) | (40.7%) |
| Net margin | (13.3%) | (9.7%) | 65.1% | 13.8% | 18.3% | 9.8% | (231.7%) | (203.5%) | (12.2%) | (40.7%) |
| Effective tax rate | — | — | 19.2% | 17.0% | 17.0% | 17.0% | — | — | — | — |
| Returns | ||||||||||
| Return on equity (ROE) | — | — | — | — | — | — | — | — | (66.9%) | — |
| Return on assets (ROA) | (1.0%) | (1.0%) | 9.8% | 1.4% | 1.0% | 0.5% | (12.7%) | (11.0%) | (1.9%) | — |
| Leverage | ||||||||||
| Debt to equity | — | — | — | — | — | — | — | — | 2,665.2% | 1,336.6% |
| Debt to capital | 116.0% | 113.3% | 110.6% | 134.4% | 136.6% | 140.1% | 141.0% | 115.5% | 96.4% | 93.0% |
| Debt to assets | 49.0% | 51.0% | 53.9% | 70.9% | 81.9% | 90.8% | 90.8% | 73.3% | 61.0% | 42.9% |
| Assets to equity | — | — | — | — | — | — | — | — | 35.32× | — |
| Dividends | ||||||||||
| Dividend payout ratio | — | — | 0.0% | 0.0% | 0.0% | 0.0% | — | — | — | — |
| Earnings retention rate | — | — | 1.00× | 1.00× | 1.00× | 1.00× | — | — | — | — |
Ratios as reported for each fiscal year; returns are on average equity / assets. Debt ratios are percentages; turnover in times; working-capital measures in days.
FNBM: frequently asked questions
What is FNBM's EPS?
First National Bank Modaraba reported basic earnings per share of Rs -0.17 for FY2026 (Jul 2025 – Jun 2026).
Does FNBM pay dividends?
First National Bank Modaraba did not declare a cash dividend for FY2026.
What was FNBM's revenue and profit in FY2026?
First National Bank Modaraba reported revenue of Rs 32.8 mn and profit attributable to shareholders of -Rs 4.4 mn for FY2026 (Jul 2025 – Jun 2026).
What is FNBM's book value per share?
First National Bank Modaraba's book value per share was Rs -1.20 at the end of FY2026.
Information only, not investment advice.