JGICL Jubilee General Insurance Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 77.00 -0.91%
Quarterly · Q3 FY2021 – Q2 FY2026
Jubilee General Insurance Limited (JGICL) quarterly income statement
Jubilee General Insurance Limited reported total income of Rs 4.0 bn for Q2 FY2026 (Apr – Jun 2026), up 2.3% on Q2 FY2025. Tax of Rs 662.8 mn took 39.5% of pre-tax profit. Profit attributable to shareholders was Rs 1.0 bn, down 16.5% on Q2 FY2025, or Rs 5.12 per share.
| Rs bn | TTM to Jun 2026 | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 9.2 | 2.6 | 2.3 | 2.3 | 2.0 | 2.2 | 2.2 | 1.8 | 1.7 | 1.9 | 2.0 | 1.6 | 1.8 | 1.8 | 1.6 | 1.5 | 1.6 | 1.5 | 1.2 | 1.3 | 1.4 |
| Investment income (net) | 2.9 | 0.7 | 0.8 | 0.7 | 0.7 | 0.7 | 0.8 | 0.7 | 0.7 | 0.8 | 0.8 | 0.8 | 0.7 | 0.6 | 0.6 | 0.5 | 0.5 | 0.4 | 0.4 | 0.2 | 0.3 |
| Total income | 15.9 | 4.0 | 4.8 | 3.8 | 3.4 | 3.9 | 3.9 | 3.3 | 2.8 | 3.0 | 3.1 | 2.7 | 2.8 | 2.6 | 2.4 | 2.1 | 2.2 | 1.9 | 1.7 | 1.5 | 1.7 |
| Net claims & benefits | (5.7) | (1.5) | (1.2) | (1.3) | (1.6) | (1.2) | (0.9) | (0.9) | (0.9) | (0.9) | (0.9) | (1.0) | (1.0) | (1.0) | (0.9) | (0.8) | (1.0) | (0.6) | (1.0) | (0.7) | (0.8) |
| Profit before tax | 6.9 | 1.7 | 2.6 | 1.4 | 1.3 | 1.9 | 2.2 | 1.6 | 1.3 | 1.5 | 1.6 | 1.0 | 1.3 | 1.1 | 1.0 | 0.7 | 0.7 | 0.7 | 0.3 | 0.5 | 0.6 |
| Taxation | (2.6) | (0.7) | (1.0) | (0.6) | (0.4) | (0.7) | (0.9) | (0.6) | (0.6) | (0.6) | (0.6) | (0.0) | (0.5) | (0.6) | (0.4) | (0.3) | (0.2) | (0.4) | (0.1) | (0.1) | (0.2) |
| Profit after tax | 4.3 | 1.0 | 1.6 | 0.8 | 0.8 | 1.2 | 1.4 | 0.9 | 0.7 | 0.9 | 1.0 | 0.9 | 0.9 | 0.4 | 0.7 | 0.5 | 0.5 | 0.4 | 0.2 | 0.3 | 0.4 |
| Profit attributable to shareholders | 4.3 | 1.0 | 1.6 | 0.8 | 0.8 | 1.2 | 1.4 | 0.9 | 0.7 | 0.9 | 1.0 | 0.9 | 0.9 | 0.4 | 0.7 | 0.5 | 0.5 | 0.4 | 0.2 | 0.3 | 0.4 |
| Per share | |||||||||||||||||||||
| EPS – basic (Rs) Rs | 21.45 | 5.12 | 8.15 | 3.91 | 4.27 | 6.13 | 6.89 | 4.74 | 3.67 | 4.54 | 4.82 | 4.73 | 4.33 | 2.20 | 3.37 | 2.41 | 2.53 | 1.82 | 0.96 | 1.68 | 2.25 |
| Dividend per share (Rs) Rs | 6.00 | 0.00 | 0.00 | 6.00 | 0.00 | 0.00 | 0.00 | 5.50 | 0.00 | 0.00 | 0.00 | 5.00 | 0.00 | 0.00 | 0.00 | 4.00 | 0.00 | 0.00 | 0.00 | 4.00 | 0.00 |
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | +19.5% | +7.3% | +26.8% | +16.9% | +15.6% | +9.2% | +9.6% | -7.4% | +5.9% | +21.8% | +8.7% | +17.8% | +22.1% | +39.2% | +17.1% | +13.8% | +21.6% | -13.0% | -0.4% | +13.4% |
| Investment income (net) | +7.8% | -6.9% | -0.6% | -3.0% | -15.7% | +4.6% | -6.5% | +4.9% | +22.7% | +40.4% | +46.0% | +54.0% | +64.8% | +45.2% | +199.9% | +52.0% | +2.2% | -27.9% | -48.8% | -62.2% |
| Total income | +2.3% | +20.4% | +13.6% | +22.5% | +30.5% | +29.2% | +20.6% | -1.4% | +15.9% | +29.4% | +28.0% | +27.8% | +32.7% | +40.3% | +41.4% | +28.2% | +19.7% | -12.1% | -9.0% | -16.0% |
| Net claims & benefits | +28.2% | +34.8% | +34.9% | +72.8% | +31.6% | -1.8% | -4.3% | -7.3% | -9.2% | +7.8% | +22.2% | +3.0% | +55.8% | -8.9% | +20.3% | +29.6% | -7.0% | +28.9% | -12.2% | -15.5% |
| Profit before tax | -11.8% | +15.0% | -11.8% | -4.4% | +30.2% | +43.7% | +58.3% | -1.2% | +35.8% | +52.7% | +32.6% | +78.3% | +51.2% | +282.1% | +55.9% | +19.6% | +45.1% | -63.7% | -2.3% | -24.9% |
| Taxation | -3.4% | +10.0% | -3.1% | -30.1% | +22.6% | +44.9% | +1,301.6% | +23.9% | -12.4% | +70.7% | -83.3% | +93.3% | +82.4% | +363.0% | +84.3% | +36.9% | +143.4% | -64.2% | +27.2% | -24.6% |
| Profit after tax | -16.5% | +18.2% | -17.5% | +16.4% | +35.0% | +42.9% | +0.2% | -15.1% | +106.1% | +43.1% | +96.3% | +71.0% | +21.0% | +249.5% | +43.7% | +12.7% | +4.3% | -63.5% | -11.1% | -25.1% |
| Profit attributable to shareholders | -16.5% | +18.2% | -17.5% | +16.4% | +35.0% | +42.9% | +0.2% | -15.1% | +106.1% | +43.1% | +96.3% | +71.0% | +21.0% | +249.5% | +43.7% | +12.7% | +4.3% | -63.5% | -11.1% | -25.1% |
| Per share | ||||||||||||||||||||
| EPS – basic (Rs) | -16.5% | +18.2% | -17.5% | +16.4% | +35.0% | +42.9% | +0.2% | -15.1% | +106.1% | +43.1% | +96.3% | +71.0% | +21.0% | +251.0% | +43.7% | +12.7% | +4.3% | -63.6% | -11.1% | -25.1% |
| Dividend per share (Rs) | — | — | +9.1% | — | — | — | +10.0% | — | — | — | +25.0% | — | — | — | 0.0% | — | — | — | +14.3% | — |
Change against the same quarter a year earlier; shown when the earlier figure is positive.
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 | Q2 FY2023 Apr – Jun 2023 | Q1 FY2023 Jan – Mar 2023 | Q4 FY2022 Oct – Dec 2022 | Q3 FY2022 Jul – Sep 2022 | Q2 FY2022 Apr – Jun 2022 | Q1 FY2022 Jan – Mar 2022 | Q4 FY2021 Oct – Dec 2021 | Q3 FY2021 Jul – Sep 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 65.6% | 48.9% | 60.4% | 58.3% | 56.1% | 54.9% | 54.2% | 61.1% | 63.3% | 65.0% | 59.6% | 65.1% | 69.3% | 69.0% | 70.2% | 70.6% | 75.3% | 69.6% | 84.8% | 79.6% |
| Investment income (net) | 17.9% | 16.0% | 18.9% | 21.1% | 17.0% | 20.7% | 21.7% | 26.6% | 26.2% | 25.5% | 28.0% | 25.0% | 24.8% | 23.5% | 24.5% | 20.8% | 20.0% | 22.7% | 11.6% | 17.5% |
| Total income | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| Net claims & benefits | (38.6%) | (26.2%) | (33.8%) | (47.4%) | (30.8%) | (23.4%) | (28.5%) | (33.6%) | (30.5%) | (30.8%) | (35.9%) | (35.7%) | (39.0%) | (37.0%) | (37.6%) | (44.4%) | (33.2%) | (57.1%) | (44.2%) | (43.9%) |
| Profit before tax | 42.3% | 54.4% | 36.4% | 37.1% | 49.0% | 56.9% | 47.0% | 47.5% | 49.1% | 51.2% | 35.8% | 47.4% | 41.9% | 43.4% | 34.5% | 34.0% | 36.8% | 15.9% | 31.3% | 36.4% |
| Taxation | (16.7%) | (20.4%) | (15.8%) | (12.1%) | (17.7%) | (22.3%) | (18.6%) | (21.2%) | (18.8%) | (19.9%) | (1.6%) | (16.9%) | (24.9%) | (15.1%) | (12.2%) | (11.2%) | (18.1%) | (4.6%) | (9.4%) | (10.5%) |
| Profit after tax | 25.6% | 34.0% | 20.6% | 25.0% | 31.3% | 34.6% | 28.4% | 26.3% | 30.3% | 31.3% | 34.2% | 30.5% | 17.0% | 28.3% | 22.3% | 22.8% | 18.7% | 11.4% | 21.9% | 26.0% |
| Profit attributable to shareholders | 25.6% | 34.0% | 20.6% | 25.0% | 31.3% | 34.6% | 28.4% | 26.3% | 30.3% | 31.3% | 34.2% | 30.5% | 17.0% | 28.3% | 22.3% | 22.8% | 18.7% | 11.4% | 21.9% | 26.0% |
Each line as a percentage of total income.
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. TTM = the latest four quarters added together. Updated 16 Oct 2026.
All reported line items 104
| Rs mn | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 | Q2 FY2024 Apr – Jun 2024 | Q1 FY2024 Jan – Mar 2024 | Q4 FY2023 Oct – Dec 2023 | Q3 FY2023 Jul – Sep 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Premiums Earned | 2,602.3 | 2,326.8 | 2,276.9 | 1,981.8 | 2,177.6 | 2,168.2 | 1,795.9 | 1,695.8 | 1,883.5 | 1,985.1 | 1,638.1 | 1,830.3 |
| Premiums Written - Gross | 6,093.1 | 7,500.5 | 4,148.4 | 6,164.4 | 6,333.0 | 6,005.4 | 2,030.1 | 6,212.1 | 6,013.2 | 6,131.6 | 2,019.9 | 5,225.2 |
| Premiums Ceded Out & Unearned - Reinsurance | 3,066.3 | 3,334.4 | 2,839.2 | 3,102.7 | 3,017.0 | 2,929.1 | 2,935.0 | 3,217.1 | 2,877.1 | 2,620.6 | 3,203.8 | 2,256.3 |
| Fees & Commissions Income | 59.4 | 67.2 | 64.6 | 82.5 | 69.8 | 64.2 | 119.4 | 199.4 | 199.2 | 191.8 | 183.5 | 216.1 |
| Unearned Premiums | 424.4 | 1,839.3 | (967.7) | 1,079.9 | 1,138.4 | 908.0 | (2,700.8) | 1,299.2 | 1,252.6 | 1,525.9 | (2,822.0) | 1,138.6 |
| Fees & Commissions Expense | 152.8 | 139.3 | 158.0 | 160.3 | 157.7 | 176.7 | 125.4 | 99.1 | 86.6 | 39.4 | 88.6 | 83.7 |
| Investment Income/(Expense) - Net - Insurance | 709.6 | 759.5 | 713.6 | 716.6 | 658.0 | 816.1 | 718.3 | 739.0 | 780.1 | 780.6 | 768.4 | 704.6 |
| Investments & Loans - Business - Gain/(Loss) | 598.6 | 1,600.0 | 712.6 | 616.8 | 976.2 | 899.7 | 682.7 | 140.3 | 112.0 | 98.7 | 158.9 | 62.1 |
| Investment Income - Gross - Insurance - Total | 733.2 | 776.2 | 729.8 | 731.6 | 672.7 | 837.0 | 736.2 | 747.7 | 791.3 | 789.3 | 778.8 | 713.7 |
| Investment Expense - Insurance - Total | 23.6 | 16.6 | 16.2 | 15.0 | 14.7 | 20.9 | 17.9 | 8.7 | 11.2 | 8.8 | 10.4 | 9.2 |
| Investment Securities - Business - Gain/(Loss) | 598.6 | 1,600.0 | 712.6 | 616.8 | 976.2 | 899.7 | 682.7 | 140.3 | 112.0 | 98.7 | 158.9 | 62.1 |
| Revenue from Business-Related Activities - Other - Total | 59.4 | 67.2 | 64.6 | 82.5 | 69.8 | 64.2 | 119.4 | 199.4 | 199.2 | 191.8 | 183.5 | 216.1 |
| Revenue from Business Activities - Total | 3,969.9 | 4,753.6 | 3,767.7 | 3,397.7 | 3,881.6 | 3,948.3 | 3,316.3 | 2,774.5 | 2,974.8 | 3,056.2 | 2,748.9 | 2,813.1 |
| Insurance Claims/Reserves - Total | 1,532.7 | 1,247.2 | 1,273.6 | 1,610.7 | 1,195.4 | 925.2 | 944.3 | 931.9 | 908.4 | 942.6 | 987.1 | 1,005.4 |
| Insurance Benefits Paid - Current | 1,532.7 | 1,247.2 | 1,273.6 | 1,610.7 | 1,195.4 | 925.2 | 944.3 | 931.9 | 908.4 | 942.6 | 987.1 | 1,005.4 |
| Selling, General & Administrative Expenses - Total | 707.8 | 715.1 | 674.1 | 595.5 | 695.8 | 674.5 | 705.3 | 502.0 | 588.4 | 601.9 | 488.6 | 460.0 |
| Other Operating Expense/(Income) - Net | (51.7) | 26.5 | 143.6 | (83.0) | (36.7) | (63.4) | 40.1 | (73.2) | (71.8) | (75.2) | 235.1 | (55.4) |
| Other Operating Income - Total | 165.6 | 133.4 | 159.0 | 185.4 | 146.7 | 148.4 | 119.8 | 116.3 | 110.7 | 105.9 | 138.3 | 103.6 |
| Operating Expenses - Total | 2,341.7 | 2,128.2 | 2,249.4 | 2,283.4 | 2,012.2 | 1,713.0 | 1,815.1 | 1,459.8 | 1,511.6 | 1,508.7 | 1,799.5 | 1,493.7 |
| Operating Profit before Non-Recurring Income/(Expense) | 1,628.2 | 2,625.4 | 1,518.3 | 1,114.3 | 1,869.4 | 2,235.3 | 1,501.2 | 1,314.7 | 1,463.3 | 1,547.5 | 949.4 | 1,319.4 |
| Other Operating Expense | 113.9 | 159.9 | 302.6 | 102.4 | 110.0 | 85.1 | 159.9 | 43.1 | 38.8 | 30.7 | 373.4 | 48.2 |
| Sale of Tangible & Intangible Fixed Assets - Gain/Loss | 1.0 | 0.0 | (0.2) | 0.3 | (0.1) | 1.0 | 0.1 | 0.1 | 0.0 | (0.0) | (0.2) | 0.0 |
| Equity Earnings/(Loss) - before Taxes including Non-Recurring | 9.7 | (1.1) | 37.7 | 10.3 | 10.9 | 6.9 | 8.0 | 6.0 | (1.0) | 7.9 | 13.9 | 23.3 |
| Other Non-Operating Income/(Expense) - Total | — | (0.0) | — | — | — | — | — | (0.0) | — | — | — | (0.0) |
| Foreign Exchange Gain/(Loss) - Non-Business | 0.4 | 0.1 | — | (2.1) | 3.0 | 0.8 | 0.7 | (1.7) | (3.4) | 4.2 | (1.3) | (2.5) |
| Normalized Pre-tax Profit | 1,639.3 | 2,624.4 | 1,555.8 | 1,122.8 | 1,883.2 | 2,244.0 | 1,510.0 | 1,319.1 | 1,458.9 | 1,559.6 | 961.8 | 1,340.3 |
| Non-Recurring Income/Expense - Total | 39.2 | (38.7) | (182.6) | 137.1 | 18.9 | 4.1 | 47.3 | (1.3) | 1.7 | 4.7 | 21.7 | (6.0) |
| Impairment - Financial Investments | — | — | — | — | — | — | — | — | — | — | — | 0.0 |
| Fair Value Adjustments - Financial Investments | 39.2 | (38.7) | (182.6) | 137.1 | 18.9 | 4.1 | 47.3 | (1.3) | 1.7 | 4.7 | 21.7 | (6.0) |
| Provision for Income Tax Expense- Unclassified | — | — | 596.6 | — | — | — | — | — | — | — | — | — |
| Income before Taxes | 1,678.5 | 2,585.7 | 1,373.2 | 1,259.9 | 1,902.0 | 2,248.0 | 1,557.3 | 1,317.8 | 1,460.6 | 1,564.3 | 983.5 | 1,334.2 |
| Income Taxes | 662.8 | 968.4 | 596.6 | 411.9 | 685.8 | 880.2 | 615.5 | 589.0 | 559.5 | 607.4 | 43.9 | 475.4 |
| Income Taxes for the Year - Current | 650.7 | 1,028.1 | — | 408.6 | 714.8 | 899.4 | 686.3 | 584.5 | 590.7 | 607.6 | 408.5 | 543.1 |
| Income Taxes - Deferred | 12.0 | (59.7) | — | 3.3 | (29.0) | (19.2) | (70.7) | 4.5 | (31.2) | (0.3) | (364.6) | (0.6) |
| Income Taxes - Other (by Type) | — | — | — | — | — | — | — | — | 0.0 | — | 0.0 | (67.1) |
| Net Income after Tax | 1,015.7 | 1,617.3 | 776.6 | 848.0 | 1,216.2 | 1,367.8 | 941.7 | 728.8 | 901.1 | 957.0 | 939.6 | 858.8 |
| Income before Discontinued Operations & Extraordinary Items | 1,015.7 | 1,617.3 | 776.6 | 848.0 | 1,216.2 | 1,367.8 | 941.7 | 728.8 | 901.1 | 957.0 | 939.6 | 858.8 |
| Net Income before Minority Interest | 1,015.7 | 1,617.3 | 776.6 | 848.0 | 1,216.2 | 1,367.8 | 941.7 | 728.8 | 901.1 | 957.0 | 939.6 | 858.8 |
| Net Income after Minority Interest | 1,015.7 | 1,617.3 | 776.6 | 848.0 | 1,216.2 | 1,367.8 | 941.7 | 728.8 | 901.1 | 957.0 | 939.6 | 858.8 |
| Income Available to Common Shares | 1,015.7 | 1,617.3 | 776.6 | 848.0 | 1,216.2 | 1,367.8 | 941.7 | 728.8 | 901.1 | 957.0 | 939.6 | 858.8 |
| Earnings Adjustments to Net Income - Other Expense/(Income) | 0.0 | — | — | — | — | — | — | — | — | — | — | — |
| DPS - Common - Gross - Issue - By Period End Date Rs | 0.00 | 0.00 | 6.00 | 0.00 | 0.00 | 0.00 | 5.50 | 0.00 | 0.00 | 0.00 | 5.00 | 0.00 |
| Net Income - Basic - including Extraordinary Items Applicable to Common - Total | 1,015.7 | 1,617.3 | 776.6 | 848.0 | 1,216.2 | 1,367.8 | 941.7 | 728.8 | 901.1 | 957.0 | 939.6 | 858.8 |
| Income available to Common excluding Extraordinary Items | 1,015.7 | 1,617.3 | 776.6 | 848.0 | 1,216.2 | 1,367.8 | 941.7 | 728.8 | 901.1 | 957.0 | 939.6 | 858.8 |
| Shares used to calculate Basic EPS - Total mn | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Total Rs | 5.12 | 8.15 | 3.91 | 4.27 | 6.13 | 6.89 | 4.74 | 3.67 | 4.54 | 4.82 | 4.73 | 4.33 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Total Rs | 5.12 | 8.15 | 3.91 | 4.27 | 6.13 | 6.89 | 4.74 | 3.67 | 4.54 | 4.82 | 4.73 | 4.33 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Total Rs | 4.92 | 8.34 | 4.83 | 3.58 | 6.03 | 6.87 | 4.51 | 3.68 | 4.53 | 4.80 | 4.62 | 4.36 |
| Allocated Net Income including Extraordinary Items Applicable to Common - Issue Specific | 1,015.7 | 1,617.3 | 776.6 | 848.0 | 1,216.2 | 1,367.8 | 941.7 | 728.8 | 901.1 | 957.0 | 939.6 | 858.8 |
| Earnings Allocation Factor - Basic - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Basic EPS - Issue Specific mn | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 |
| EPS - Basic - including Extraordinary Items Applicable to Common - Issue Specific Rs | 5.12 | 8.15 | 3.91 | 4.27 | 6.13 | 6.89 | 4.74 | 3.67 | 4.54 | 4.82 | 4.73 | 4.33 |
| EPS - Basic - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 5.12 | 8.15 | 3.91 | 4.27 | 6.13 | 6.89 | 4.74 | 3.67 | 4.54 | 4.82 | 4.73 | 4.33 |
| EPS - Basic - excluding Extraordinary Items - Normalized - Issue Specific Rs | 4.92 | 8.34 | 4.83 | 3.58 | 6.03 | 6.87 | 4.51 | 3.68 | 4.53 | 4.80 | 4.62 | 4.36 |
| EPS - Basic from Discontinued Operations & Extraordinary Items Rs | (0.00) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income - Diluted - including Extraordinary Items Applicable to Common - Total | 1,015.7 | 1,617.3 | 776.6 | 848.0 | 1,216.2 | 1,367.8 | 941.7 | 728.8 | 901.1 | 957.0 | 939.6 | 858.8 |
| Diluted Income available to Common excluding Extraordinary Items | 1,015.7 | 1,617.3 | 776.6 | 848.0 | 1,216.2 | 1,367.8 | 941.7 | 728.8 | 901.1 | 957.0 | 939.6 | 858.8 |
| Shares used to calculate Diluted EPS - Total mn | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Total Rs | 5.12 | 8.15 | 3.91 | 4.27 | 6.13 | 6.89 | 4.74 | 3.67 | 4.54 | 4.82 | 4.73 | 4.33 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Total Rs | 5.12 | 8.15 | 3.91 | 4.27 | 6.13 | 6.89 | 4.74 | 3.67 | 4.54 | 4.82 | 4.73 | 4.33 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Total Rs | 4.92 | 8.34 | 4.83 | 3.58 | 6.03 | 6.87 | 4.51 | 3.68 | 4.53 | 4.80 | 4.62 | 4.36 |
| Allocated Diluted Net Income including Extraordinary Items Applicable to Common - Issue Specific | 1,015.7 | 1,617.3 | 776.6 | 848.0 | 1,216.2 | 1,367.8 | 941.7 | 728.8 | 901.1 | 957.0 | 939.6 | 858.8 |
| Earnings Allocation Factor - Diluted - Issue Specific | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× | 1.00× |
| Shares used to calculate Diluted EPS - Issue Specific mn | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 | 198.5 |
| EPS - Diluted - including Extraordinary Items Applicable to Common - Issue Specific Rs | 5.12 | 8.15 | 3.91 | 4.27 | 6.13 | 6.89 | 4.74 | 3.67 | 4.54 | 4.82 | 4.73 | 4.33 |
| EPS - Diluted - excluding Extraordinary Items Applicable to Common - Issue Specific Rs | 5.12 | 8.15 | 3.91 | 4.27 | 6.13 | 6.89 | 4.74 | 3.67 | 4.54 | 4.82 | 4.73 | 4.33 |
| EPS - Diluted - excluding Extraordinary Items - Normalized - Issue Specific Rs | 4.92 | 8.34 | 4.83 | 3.58 | 6.03 | 6.87 | 4.51 | 3.68 | 4.53 | 4.80 | 4.62 | 4.36 |
| EPS - Diluted from Discontinued Operations & Extraordinary Items Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Gross - Issue - By Announcement Date Rs | 0.00 | 6.00 | 0.00 | 0.00 | 0.00 | 5.50 | 0.00 | 0.00 | 0.00 | 5.00 | 0.00 | 0.00 |
| DPS - Common - Net - Issue - By Announcement Date Rs | 0.00 | 5.40 | 0.00 | 0.00 | 0.00 | 4.95 | 0.00 | 0.00 | 0.00 | 4.50 | 0.00 | 0.00 |
| Earnings before Interest & Taxes (EBIT) | 1,628.2 | 2,625.4 | 1,518.3 | 1,114.3 | 1,869.4 | 2,235.3 | 1,501.2 | 1,314.7 | 1,463.3 | 1,547.5 | 949.4 | 1,319.4 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) | 1,653.4 | 2,653.5 | 1,546.7 | 1,141.0 | 1,895.7 | 2,260.4 | 1,529.2 | 1,332.0 | 1,481.0 | 1,547.5 | 966.1 | 1,336.9 |
| Depreciation & Amortization - Supplemental | 25.1 | 28.1 | 28.4 | 26.7 | 26.3 | 25.1 | 28.0 | 17.3 | 17.8 | — | 16.7 | 17.5 |
| Depreciation Expense - Total - Supplemental | 20.9 | 23.6 | 19.9 | 18.6 | 18.2 | 17.2 | 19.6 | 12.5 | 14.7 | — | 13.7 | 13.7 |
| Amortization - Total - Supplemental | 4.3 | 4.5 | 8.5 | 8.1 | 8.1 | 7.9 | 8.4 | 4.9 | 3.1 | — | 3.0 | 3.8 |
| Intangible Amortization - Other - Supplemental | 4.3 | 4.5 | 8.5 | 8.1 | 8.1 | 7.9 | 8.4 | 4.9 | 3.1 | — | 3.0 | 3.8 |
| Amortization of Computer Software - Supplemental | 4.3 | 4.5 | 8.5 | 8.1 | 8.1 | 7.9 | 8.4 | 4.9 | 3.1 | — | 3.0 | 3.8 |
| Depreciation, Depletion & Amortization - Total | 25.1 | 28.1 | 28.4 | 26.7 | 26.3 | 25.1 | 28.0 | 17.3 | 17.8 | — | 16.7 | 17.5 |
| Depreciation - Total | 20.9 | 23.6 | 19.9 | 18.6 | 18.2 | 17.2 | 19.6 | 12.5 | 14.7 | — | 13.7 | 13.7 |
| Amortization of Intangible Assets excluding Goodwill - Total | 4.3 | 4.5 | 8.5 | 8.1 | 8.1 | 7.9 | 8.4 | 4.9 | 3.1 | — | 3.0 | 3.8 |
| Normalized after Tax Profit | 976.5 | 1,656.0 | 959.2 | 710.9 | 1,197.4 | 1,363.8 | 894.4 | 730.1 | 899.4 | 952.3 | 917.9 | 864.9 |
| Normalized Net Income from Continuing Operations | 976.5 | 1,656.0 | 959.2 | 710.9 | 1,197.4 | 1,363.8 | 894.4 | 730.1 | 899.4 | 952.3 | 917.9 | 864.9 |
| Normalized Net Income - Bottom Line | 976.5 | 1,656.0 | 959.2 | 710.9 | 1,197.4 | 1,363.8 | 894.4 | 730.1 | 899.4 | 952.3 | 917.9 | 864.9 |
| Earnings before Interest & Taxes (EBIT) - Normalized | 1,639.3 | 2,624.4 | 1,555.8 | 1,122.8 | 1,883.2 | 2,244.0 | 1,510.0 | 1,319.1 | 1,458.9 | 1,559.6 | 961.8 | 1,340.3 |
| Earnings before Interest, Taxes, Depreciation & Amortization (EBITDA) - Normalized | 1,664.4 | 2,652.5 | 1,584.2 | 1,149.5 | 1,909.5 | 2,269.1 | 1,538.0 | 1,336.4 | 1,476.7 | — | 978.5 | 1,357.8 |
| Investment Income - Insurance | 709.6 | 759.5 | 713.6 | 716.6 | 658.0 | 816.1 | 718.3 | 739.0 | 780.1 | 780.6 | 768.4 | 704.6 |
| Losses, Benefits & Adjustments - Insurance | 1,532.7 | 1,247.2 | 1,273.6 | 1,610.7 | 1,195.4 | 925.2 | 944.3 | 931.9 | 908.4 | 942.6 | 987.1 | 1,005.4 |
| Operating Expenses | 2,341.7 | 2,128.2 | 2,249.4 | 2,283.4 | 2,012.2 | 1,713.0 | 1,815.1 | 1,459.8 | 1,511.6 | 1,508.7 | 1,799.5 | 1,493.7 |
| Premiums Ceded Out & Unearned - Total | 3,490.7 | 5,173.7 | 1,871.5 | 4,182.6 | 4,155.4 | 3,837.2 | 234.2 | 4,516.3 | 4,129.7 | 4,146.5 | 381.8 | 3,394.9 |
| Selling, General & Administrative Expenses excluding Research & Development Expenses | 707.8 | 715.1 | 674.1 | 595.5 | 695.8 | 674.5 | 705.3 | 502.0 | 588.4 | 601.9 | 488.6 | 460.0 |
| Total Claim & Loss Expense | 1,532.7 | 1,247.2 | 1,273.6 | 1,610.7 | 1,195.4 | 925.2 | 944.3 | 931.9 | 908.4 | 942.6 | 987.1 | 1,005.4 |
| Underwriting Expenses - Insurance | 809.0 | 881.0 | 975.8 | 672.7 | 816.8 | 787.9 | 870.9 | 527.9 | 603.1 | 566.1 | 812.3 | 488.3 |
| Income before Taxes & Provision for Loan Losses | 1,678.5 | 2,585.7 | 1,373.2 | 1,259.9 | 1,902.0 | 2,248.0 | 1,557.3 | 1,317.8 | 1,460.6 | 1,564.3 | 983.5 | 1,334.2 |
| DPS - Common - Gross - Issue - By Payable Date Rs | 0.00 | 6.00 | 0.00 | 0.00 | 5.50 | 0.00 | 0.00 | 0.00 | 5.00 | 0.00 | 0.00 | 0.00 |
| DPS - Common - Gross - Issue - By Ex Date Rs | 0.00 | 6.00 | 0.00 | 0.00 | 5.50 | 0.00 | 0.00 | 0.00 | 0.00 | 5.00 | 0.00 | 0.00 |
| Tax Adjusted Operating Income | 1,015.7 | 1,617.3 | 776.6 | 848.0 | 1,216.2 | 1,367.8 | 941.7 | 728.8 | 901.1 | 957.0 | 939.6 | 858.8 |
| Underwriting Expenses minus Losses, Benefits & Adjustments - Insurance | (723.8) | (366.3) | (297.8) | (938.0) | (378.6) | (137.3) | (73.4) | (404.0) | (305.3) | (376.5) | (174.8) | (517.1) |
| Operating Expenses excluding Non-Cash Charges - Total | 2,316.6 | 2,100.1 | 2,221.0 | 2,256.7 | 1,985.9 | 1,687.9 | 1,787.1 | 1,442.5 | 1,493.8 | — | 1,782.8 | 1,476.2 |
| Premiums Earned - Total | 2,661.7 | 2,394.1 | 2,341.5 | 2,064.3 | 2,247.4 | 2,232.4 | 1,915.3 | 1,895.2 | 2,082.8 | 2,176.8 | 1,821.6 | 2,046.4 |
| Losses, Benefits & Adjustments - Total | 1,532.7 | 1,247.2 | 1,273.6 | 1,610.7 | 1,195.4 | 925.2 | 944.3 | 931.9 | 908.4 | 942.6 | 987.1 | 1,005.4 |
| Income Available to Common Shares before Depreciation & Amortization | 1,040.9 | 1,645.4 | 805.0 | 874.7 | 1,242.5 | 1,393.0 | 969.8 | 746.1 | 918.9 | — | 956.2 | 876.3 |
| Net Premiums Written | 3,026.8 | 4,166.1 | 1,309.2 | 3,061.7 | 3,316.0 | 3,076.2 | (904.9) | 2,995.0 | 3,136.1 | 3,511.0 | (1,183.9) | 2,968.9 |
| Estimated Tax Rate | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× | 0.29× |
| Total Common & Spl DPS -Gross - Issue - By Announcement Date Rs | 0.00 | 6.00 | 0.00 | 0.00 | 0.00 | 5.50 | 0.00 | 0.00 | 0.00 | 5.00 | 0.00 | 0.00 |
Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 12 periods; the table above goes back further.