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Insurance

TPLL TPL Life Insurance Limited

Latest results: FY2025 · Dec 2025

Last close · 16 Oct 2026

Rs 18.85 +1.89%

Annual · FY2017 – FY2025

TPL Life Insurance Limited (TPLL) balance sheet

At the end of FY2025 (Jan – Dec 2025) TPL Life Insurance Limited had total assets of Rs 1.5 bn, up 17.2% on FY2024. Shareholders' equity was Rs 262.6 mn (Rs 1.17 per share), 18.0% of total assets.

TPLL balance sheet (annual) (Rs mn)
Rs mn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jul 2022 – Jun 2023 FY2022 Jul 2021 – Jun 2022 FY2021 Jul 2020 – Jun 2021 FY2020 Jul 2019 – Jun 2020 FY2019 Jul 2018 – Jun 2019 FY2018 Jul 2017 – Jun 2018 FY2017 Jul 2016 – Jun 2017
Assets
Cash & cash equivalents 876.1 702.1 0.1 0.1 1.7 0.3 0.3 18.9 0.3
Investments 368.6 329.2 — — — — — — —
Premium receivables 96.2 68.3 — — — — — — —
Total assets 1,460.7 1,246.7 62.4 131.5 371.6 362.9 398.2 528.9 677.5
Liabilities
Insurance reserves 475.2 344.0 — — — — — — —
Total liabilities 1,198.1 955.1 11.9 34.1 509.1 518.9 516.4 559.9 586.9
Equity
Equity attributable to shareholders 262.6 291.6 50.5 97.4 (137.6) (156.0) (118.3) (31.1) 90.6
Total equity 262.6 291.6 50.5 97.4 (137.6) (156.0) (118.3) (31.1) 90.6
Total liabilities & equity 1,460.7 1,246.7 62.4 131.5 371.6 362.9 398.2 528.9 677.5
Key figures
Shares outstanding mn 224.5 224.5 8.0 8.0 8.0 8.0 8.0 8.0 8.0
Common equity 262.6 291.6 50.5 97.4 (137.6) (156.0) (118.3) (31.1) 90.6
Book value per share (Rs) Rs 1.17 1.30 6.32 12.17 (17.20) (19.50) (14.78) (3.88) 11.32
TPLL balance sheet — year-on-year change (Rs mn)
Rs mn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jul 2022 – Jun 2023 FY2022 Jul 2021 – Jun 2022 FY2021 Jul 2020 – Jun 2021 FY2020 Jul 2019 – Jun 2020 FY2019 Jul 2018 – Jun 2019 FY2018 Jul 2017 – Jun 2018 FY2017 Jul 2016 – Jun 2017
Assets
Cash & cash equivalents +24.8% +988,917.2% -50.2% -91.6% +472.3% +4.4% -98.5% +6,182.9% —
Investments +12.0% — — — — — — — —
Premium receivables +40.9% — — — — — — — —
Total assets +17.2% +1,896.4% -52.5% -64.6% +2.4% -8.9% -24.7% -21.9% —
Liabilities
Insurance reserves +38.2% — — — — — — — —
Total liabilities +25.4% +7,916.5% -65.1% -93.3% -1.9% +0.5% -7.8% -4.6% —
Equity
Equity attributable to shareholders -10.0% +477.1% -48.1% — — — — -134.3% —
Total equity -10.0% +477.1% -48.1% — — — — -134.3% —
Total liabilities & equity +17.2% +1,896.4% -52.5% -64.6% +2.4% -8.9% -24.7% -21.9% —
Key figures
Shares outstanding — — — — — — — — —
Common equity -10.0% +477.1% -48.1% — — — — -134.3% —
Book value per share (Rs) -10.0% -79.4% -48.1% — — — — -134.3% —

Change against the previous fiscal year; shown when the earlier figure is positive.

TPLL balance sheet — common size (Rs mn)
Rs mn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jul 2022 – Jun 2023 FY2022 Jul 2021 – Jun 2022 FY2021 Jul 2020 – Jun 2021 FY2020 Jul 2019 – Jun 2020 FY2019 Jul 2018 – Jun 2019 FY2018 Jul 2017 – Jun 2018 FY2017 Jul 2016 – Jun 2017
Assets
Cash & cash equivalents 60.0% 56.3% 0.1% 0.1% 0.5% 0.1% 0.1% 3.6% 0.0%
Investments 25.2% 26.4% — — — — — — —
Premium receivables 6.6% 5.5% — — — — — — —
Total assets 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0%
Liabilities
Insurance reserves 32.5% 27.6% — — — — — — —
Total liabilities 82.0% 76.6% 19.1% 25.9% 137.0% 143.0% 129.7% 105.9% 86.6%
Equity
Equity attributable to shareholders 18.0% 23.4% 80.9% 74.1% (37.0%) (43.0%) (29.7%) (5.9%) 13.4%
Total equity 18.0% 23.4% 80.9% 74.1% (37.0%) (43.0%) (29.7%) (5.9%) 13.4%
Total liabilities & equity 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0%
Key figures
Common equity 18.0% 23.4% 80.9% 74.1% (37.0%) (43.0%) (29.7%) (5.9%) 13.4%

Each line as a percentage of total assets.

Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets; "—" = not reported. Updated 15 Oct 2026.

All reported line items 131
TPLL balance sheet — all reported line items (Rs mn)
Rs mn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jul 2022 – Jun 2023 FY2022 Jul 2021 – Jun 2022 FY2021 Jul 2020 – Jun 2021 FY2020 Jul 2019 – Jun 2020 FY2019 Jul 2018 – Jun 2019 FY2018 Jul 2017 – Jun 2018 FY2017 Jul 2016 – Jun 2017
Cash & Cash Equivalents 876.1 702.1 0.1 0.1 1.7 0.3 0.3 18.9 0.3
Cash & Short Term Investments — — 60.1 10.1 3.1 0.3 0.3 18.9 0.3
Short-Term Investments - Total — — 60.0 10.0 1.4 — — — —
Loans & Receivables - Net - Short-Term — — 1.2 119.7 5.8 5.4 6.2 65.3 52.4
Receivables - Total 183.9 173.6 — — — — — — —
Loans & Receivables - Total — — 1.2 119.7 5.8 5.4 6.2 65.3 52.4
Insurance Premium Receivables 96.2 68.3 — — — — — — —
Income Tax - Receivables 52.8 52.5 — — — — — — —
Receivables - Other 34.9 52.8 — — — — — — —
Investments including Loans - Total 368.6 329.2 — — — — — — —
Investment Securities - Available for Sale, Held to Maturity & Held for Trading - Total 127.4 85.2 — — — — — — —
Income Tax - Receivables - Short-Term — — — 4.1 4.1 4.1 4.1 28.5 28.3
Receivables - Other - Total — — 1.2 115.6 1.7 1.3 2.1 36.9 24.1
Inventories - Total — — — — — — — 2.9 2.9
Investment Securities - Other 127.4 85.2 — — — — — — —
Investments - Other - Total 241.2 244.0 — — — — — — —
Prepaid Expenses - Short-Term — — 1.0 1.5 20.8 18.4 19.6 — —
Investments - Total — — 60.0 10.0 343.3 323.6 1.4 1.4 1.6
Property, Plant & Equipment - Net - Total 2.9 5.4 0.1 0.1 — — — 377.5 611.9
Property, Plant & Equipment - Gross - Total — — 0.2 — — — — — —
Property, Plant & Equipment - Accumulated Depreciation & Impairment - Total — — 0.1 — — — — — —
Other Assets - Total 3.5 5.1 — — — — — 62.4 8.3
Prepaid Expenses - Total 3.5 5.1 — — — — — — —
Intangible Assets - Total - Net 25.8 31.3 — — — — — 0.3 —
Total Current Assets — — 62.3 131.3 29.7 24.1 26.0 87.2 55.6
Intangible Assets - excluding Goodwill - Net - Total 25.8 31.3 — — — — — 0.3 —
Investments - Long-Term — — 0.0 0.0 341.9 323.6 1.4 1.4 1.6
Investment Property - Net — — — 0.0 341.9 322.1 — — —
Investments - Available for Sale/Held to Maturity - Long-Term — — 0.0 0.0 — 1.4 1.4 1.4 1.6
Property, Plant & Equipment - excluding Assets Leased Out - Net - Total — — 0.1 0.1 — — — — —
Plant, Machinery & Equipment - Net — — 0.1 0.1 — — — — —
Property, Plant & Equipment - excluding Assets Leased Out - Gross — — 0.2 — — — — — —
Plant, Machinery & Equipment - Gross — — 0.2 — — — — — —
Total Assets 1,460.7 1,246.7 62.4 131.5 371.6 362.9 398.2 528.9 677.5
Insurance Reserves - Total 475.2 344.0 — — — — — — —
Debt - Total 3.1 4.6 — 0.0 277.1 272.9 272.9 299.5 297.9
Short-Term Debt & Current Portion of Long-Term Debt 3.1 1.5 — 0.0 262.8 272.9 272.9 299.5 297.9
Property, Plant & Equipment - excluding Assets Leased Out - Accumulated Depreciation & Impairment - Total — — 0.1 — — — — — —
Insurance Contracts - Technical Liabilities 475.2 344.0 — — — — — — —
Current Portion of Long-Term Debt including Capitalized Leases 3.1 1.5 — 0.0 146.6 156.6 156.6 150.7 149.1
Plant, Machinery & Equipment - Accumulated Depreciation & Impairment — — 0.1 — — — — — —
Capitalized Leases - Current Portion 3.1 1.5 — — — — — — —
Short-Term Debt & Notes Payable — — — 0.0 116.2 116.2 116.2 148.8 148.8
Debt - Long-Term - Total 0.0 3.1 — 0.0 14.3 — — — —
Current Portion of Long-Term Debt excluding Capitalized Leases — — — 0.0 146.6 156.6 156.6 150.7 149.1
Assets Held for Sale/Discontinued Operations - Long-Term — — — — — 15.2 370.7 — —
Capitalized Lease Obligations - Long-Term 0.0 3.1 — — — — — — —
Long-Term Debt excluding Capitalized Leases — — — 0.0 14.3 — — — —
Other Non-Current Assets - Total — — — — — — — 62.4 8.3
Debt - Non-Convertible - Long-Term — — — 0.0 14.3 — — — —
Dividends Payable — — 1.2 1.2 1.2 1.2 1.2 — —
Deferred Tax - Asset - Long-Term — — — — — — — 62.4 8.3
Payables & Accrued Expenses 716.6 600.1 10.8 31.3 226.5 243.8 242.4 260.5 289.0
Trade Account Payables - Total — — 10.8 31.3 124.8 135.4 134.0 151.0 179.4
Accrued Expenses — — — 0.0 101.7 108.4 108.4 109.4 109.6
Payable - Reinsurance & Brokers/Agents 276.2 240.6 — — — — — — —
Other Liabilities - Total 3.2 6.4 — — — — — — —
Other Payables - Total 440.4 359.5 — — — — — — —
Deferred Revenue/Income 3.2 6.4 — — — — — — —
Total Liabilities 1,198.1 955.1 11.9 34.1 509.1 518.9 516.4 559.9 586.9
Shareholders' Equity - Attributable to Parent Shareholders - Total 262.6 291.6 50.5 97.4 (137.6) (156.0) (118.3) (31.1) 90.6
Total Non-Current Assets — — 0.2 0.2 341.9 338.8 372.1 441.7 621.9
Common Equity Attributable to Parent Shareholders 262.6 291.6 50.5 97.4 (137.6) (156.0) (118.3) (31.1) 90.6
Common Equity - Contributed 2,245.0 2,545.9 80.0 80.0 80.0 80.0 80.0 80.0 80.0
Common Stock - Issued & Paid 2,245.0 2,245.0 80.0 80.0 80.0 80.0 80.0 80.0 80.0
Equity - Non-Contributed - Reserves & Retained Earnings (1,982.4) (2,254.2) (29.5) 17.4 (217.6) (236.0) (198.3) (111.1) 10.6
Retained Earnings - Total (2,462.4) (2,254.2) (98.7) (86.8) (322.4) (343.5) (293.8) (477.7) (441.6)
Trade Accounts Payable & Accruals - Short-Term — — 10.8 31.3 226.5 243.8 242.4 260.5 289.0
Comprehensive Income - Accumulated - Total — — — 0.0 6.7 6.7 — 290.8 404.6
Trade Accounts & Trade Notes Payable - Short-Term — — 10.8 31.3 124.8 135.4 134.0 151.0 179.4
Accrued Expenses - Short-Term — — — 0.0 101.7 108.4 108.4 109.4 109.6
Other Reserves/Equity - Total 480.0 — 69.2 104.2 98.2 100.9 95.5 75.9 47.5
Income Taxes - Payable - Short-Term — — 0.0 1.7 4.3 1.0 — — —
Dividends/Distributions Payable — — 1.2 1.2 1.2 1.2 1.2 — —
Common Equity - Total 262.6 291.6 50.5 97.4 (137.6) (156.0) (118.3) (31.1) 90.6
Common Stock - Additional Paid in Capital including Option Reserve — 300.9 — — — — — — —
Total Shareholders' Equity - including Minority Interest & Hybrid Debt 262.6 291.6 50.5 97.4 (137.6) (156.0) (118.3) (31.1) 90.6
Total Liabilities & Equity 1,460.7 1,246.7 62.4 131.5 371.6 362.9 398.2 528.9 677.5
Revaluation Reserves — — — 0.0 6.7 6.7 — 290.8 404.6
Total Current Liabilities — — 11.9 34.1 494.8 518.9 516.4 559.9 586.9
Total Non-Current Liabilities — — — 0.0 14.3 — — — —
Common Shares - Issued - Total mn 224.5 224.5 8.0 8.0 8.0 8.0 8.0 8.0 8.0
Common Shares - Outstanding - Total mn 224.5 224.5 8.0 8.0 8.0 8.0 8.0 8.0 8.0
Common Shares - Treasury - Total mn 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Common Shares - Authorized - Issue Specific mn 255.0 240.0 15.0 15.0 15.0 15.0 15.0 15.0 15.0
Common Shares - Issued - Issue Specific mn 224.5 224.5 8.0 8.0 8.0 8.0 8.0 8.0 8.0
Common Shares - Outstanding - Issue Specific mn 224.5 224.5 8.0 8.0 8.0 8.0 8.0 8.0 8.0
Common Shares - Treasury - Issue Specific mn 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Asset Allocation Factor - Issue Specific 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00× 1.00×
Finance and Operating Lease Liabilities - Total - Supplemental 3.1 4.6 — — — — — — —
Debt including Finance and Operating Lease Liabilities - Supplemental 3.1 4.6 — 0.0 277.1 272.9 272.9 299.5 297.9
Net Debt (873.0) (697.5) (60.1) (10.1) 274.0 272.6 272.6 280.6 297.6
Insurance Contracts - Technical Liabilities - Supplemental 475.2 344.0 — — — — — — —
Asset Accruals (876.1) (702.1) 62.4 131.3 369.9 362.6 397.9 510.0 677.2
Cash & Cash Equivalents - Total 876.1 702.1 0.1 0.1 1.7 0.3 0.3 18.9 0.3
Cash & Securities 368.6 329.2 — — — — — — —
Cash & Short Term Investments - Total 876.1 702.1 60.1 10.1 3.1 0.3 0.3 18.9 0.3
Debt - including Preferred Equity & Minority Interest - Total 3.1 4.6 — 0.0 277.1 272.9 272.9 299.5 297.9
Earning Assets 368.6 329.2 — — — — — — —
Invested Assets - Total 368.6 329.2 — — — — — — —
Investment Securities 127.4 85.2 — — — — — — —
Investments - Permanent — — 0.0 0.0 341.9 323.6 1.4 1.4 1.6
Net Book Capital (610.5) (405.9) (9.5) 87.2 136.4 116.6 154.3 249.5 388.2
Net Operating Assets (610.5) (405.9) (9.5) 87.2 136.4 116.6 154.3 249.5 388.2
Non-Reserve Liabilities 722.9 611.1 — — — — — — —
Shareholders Equity - Common 262.6 291.6 50.5 97.4 (137.6) (156.0) (118.3) (31.1) 90.6
Tangible Total Equity 236.8 260.3 50.5 97.4 (137.6) (156.0) (118.3) (31.4) 90.6
Tangible Book Value 236.8 260.3 50.5 97.4 (137.6) (156.0) (118.3) (31.4) 90.6
Total Book Capital 265.6 296.3 50.5 97.4 139.5 116.9 154.6 268.4 388.5
Total Capital 265.6 296.3 50.5 97.4 139.5 116.9 154.6 268.4 388.5
Total Long Term Capital 262.6 291.6 50.5 97.4 (123.3) (156.0) (118.3) (31.1) 90.6
Unearned Revenue - Total 3.2 6.4 — — — — — — —
Book Value excluding Other Equity (217.4) 291.6 (18.7) (6.8) (235.7) (256.9) (213.8) (106.9) 43.0
Assets Held for Sale/Discontinued Operations - Long-Term & Short-Term — — — — — 15.2 370.7 — —
Income Taxes - Payable - Long-Term & Short-Term — — 0.0 1.7 4.3 1.0 — — —
Accruals - Short-Term — — 50.3 97.1 (466.8) (495.0) (490.7) (491.7) (531.6)
Cash & Short Term Investments - Net of Debt 873.0 697.5 60.1 10.1 (274.0) (272.6) (272.6) (280.6) (297.6)
Current Portion of Long-Term Debt including Capitalized Leases & Hybrid Financial Instruments 3.1 1.5 — 0.0 146.6 156.6 156.6 150.7 149.1
Total Fixed Assets - Net — — 0.2 0.2 341.9 338.8 372.1 441.7 621.9
Working Capital — — 50.4 97.2 (465.2) (494.7) (490.4) (472.8) (531.3)
Interest Bearing Liabilities - Total 3.1 4.6 — 0.0 277.1 272.9 272.9 299.5 297.9
Working Capital - Non-Cash — — (9.7) 87.1 (468.3) (495.0) (490.7) (491.7) (531.6)
Net Debt Including Preferred Equity & Minority Interest (873.0) (697.5) (60.1) (10.1) 274.0 272.6 272.6 280.6 297.6
Other Short-Term & Long-Term Assets - Total 3.5 5.1 — — — — — 62.4 8.3
Total Current Assets excluding Total Inventories — — — — — — — 84.2 52.7
Tangible Book Value excluding Other Equity (243.2) 260.3 (18.7) (6.8) (235.7) (256.9) (213.8) (107.2) 43.0
Total Debt Excluding Islamic 3.1 4.6 — 0.0 277.1 272.9 272.9 299.5 297.9
Current Liabilities excluding Current Debt - Total — — — 34.1 232.0 246.0 243.6 260.5 289.0
Reinsurance Liabilities 276.2 240.6 — — — — — — —
Cash in Hand & with Banks - Total 876.1 702.1 0.1 0.1 1.7 0.3 0.3 18.9 0.3
Current Assets excluding Cash & Short Term Investments - Total — — 2.2 121.2 26.5 23.8 25.8 68.3 55.3

Every line the company reported, in the original order and wording, without regrouping or signs changed. Latest 9 periods; the table above goes back further.