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Insurance

TPLL TPL Life Insurance Limited

Latest results: FY2025 · Dec 2025

Last close · 16 Oct 2026

Rs 18.85 +1.89%

Financials

TPL Life Insurance Limited (TPLL) financials

9 years of annual results (FY2017 – FY2025).

TPL Life Insurance Limited (TPLL) reported total income of Rs 455.3 mn for FY2025 (Jan – Dec 2025), up 33.7% from FY2024.

It made a loss of Rs 208.2 mn attributable to shareholders (EPS Rs -0.93).

No cash dividend was declared for FY2025.

Return on equity was -75.1%.

At Rs 18.85 (close on 16 Oct 2026) the shares trade at 16.12× book value.

Fundamentals

TPLL at a glance

Net premium earned · FY2025

Rs 419.8 mn

▲ 42.3% year on year

Profit attributable to shareholders · FY2025

-Rs 208.2 mn

EPS – basic (Rs) · FY2025

Rs -0.93

Dividend per share (Rs) · FY2025

Rs 0.00

Investments · FY2025

Rs 368.6 mn

▲ 12.0% year on year

Return on equity (ROE) · FY2025

-75.1%

Financial statements

Income statement

Revenue, costs, profit and earnings per share.

Total income · FY2025
Rs 455.3 mn
Profit attributable · FY2025
-Rs 208.2 mn

Balance sheet

Assets, liabilities, debt and shareholders' equity.

Total assets · FY2025
Rs 1.5 bn
Equity · FY2025
Rs 262.6 mn

Cash flow

Cash from operations, investment, financing and free cash flow.

Operating cash flow · FY2025
-Rs 17.5 mn
Net change in cash · FY2025
Rs 174.0 mn

Financial highlights

TPLL financial results

TPLL annual financial highlights (Rs mn)
Rs mn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jul 2022 – Jun 2023 FY2022 Jul 2021 – Jun 2022 FY2021 Jul 2020 – Jun 2021 FY2020 Jul 2019 – Jun 2020 FY2019 Jul 2018 – Jun 2019 FY2018 Jul 2017 – Jun 2018 FY2017 Jul 2016 – Jun 2017
Net premium earned 419.8 294.9 — — — — — — —
Investment income (net) 9.0 15.6 — — — — — — —
Net claims & benefits (82.6) (61.4) — — — — — — —
Profit before tax (208.2) (340.2) (11.9) 230.6 25.5 (47.1) (4.9) (157.2) (80.3)
Profit attributable to shareholders (208.2) (340.2) (11.9) 229.0 21.1 (49.7) (4.9) (73.9) (89.2)
EPS – basic (Rs) Rs (0.93) (1.54) (1.49) 28.62 2.64 (6.22) (0.62) (9.24) (11.14)
Dividend per share (Rs) Rs 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 368.6 329.2 — — — — — — —
Total assets 1,460.7 1,246.7 62.4 131.5 371.6 362.9 398.2 528.9 677.5
Total equity 262.6 291.6 50.5 97.4 (137.6) (156.0) (118.3) (31.1) 90.6

Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets. Free cash flow and book value per share are calculated by Smart Money; TTM = the latest four quarters. Updated 15 Oct 2026.

TPLL charts

Revenue and profit Total income Profit attributable
Revenue and profit Rs 455 mn -Rs 340 mn Profit attributable FY17: -Rs 89.2 mn FY17 Profit attributable FY18: -Rs 73.9 mn FY18 Total income FY19: Rs 0 Profit attributable FY19: -Rs 4.9 mn FY19 Total income FY20: Rs 0 Profit attributable FY20: -Rs 49.7 mn FY20 Total income FY21: Rs 0 Profit attributable FY21: Rs 21.1 mn FY21 Total income FY22: Rs 0 Profit attributable FY22: Rs 229.0 mn FY22 Total income FY23: Rs 0 Profit attributable FY23: -Rs 11.9 mn FY23 Total income FY24: Rs 340.5 mn Profit attributable FY24: -Rs 340.2 mn FY24 Total income FY25: Rs 455.3 mn Profit attributable FY25: -Rs 208.2 mn FY25