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Insurance

TPLL TPL Life Insurance Limited

Latest results: FY2025 · Dec 2025

Last close · 16 Oct 2026

Rs 18.85 +1.89%

Annual · FY2017 – FY2025

TPL Life Insurance Limited (TPLL) financial ratios

TPL Life Insurance Limited earned a net margin of -45.7% in FY2025 (Insurance median 11.2%). Return on equity was -75.1%, compared with a sector median of 14.1%.

FY2025 vs the Insurance median

Net margin
-45.7%
Sector median 11.2%
Return on equity (ROE)
-75.1%
Sector median 14.1%
Return on assets (ROA)
-15.4%
Sector median 3.5%
Debt to equity
1.2%
Sector median 2.4%

Median of the 29 companies in the sector with the figure for their latest fiscal year.

TPLL financial ratios (annual) (Rs mn)
Rs mn FY2025 Jan – Dec 2025 FY2024 Jan – Dec 2024 FY2023 Jul 2022 – Jun 2023 FY2022 Jul 2021 – Jun 2022 FY2021 Jul 2020 – Jun 2021 FY2020 Jul 2019 – Jun 2020 FY2019 Jul 2018 – Jun 2019 FY2018 Jul 2017 – Jun 2018 FY2017 Jul 2016 – Jun 2017
Profitability
Pre-tax margin (45.7%) (99.9%) — — — — — — —
Net margin (45.7%) (99.9%) — — — — — — —
Effective tax rate — — — 0.7% 17.2% — — — —
Returns
Return on equity (ROE) (75.1%) — (16.1%) — — — — (248.4%) —
Return on assets (ROA) (15.4%) — (12.3%) 91.0% 5.7% (13.1%) (1.1%) (12.3%) —
Leverage
Debt to equity 1.2% 1.6% — 0.0% — — — — 328.9%
Debt to capital 1.2% 1.6% — 0.0% 198.6% 233.5% 176.5% 111.6% 76.7%
Debt to assets 0.2% 0.4% — 0.0% 74.6% 75.2% 68.5% 56.6% 44.0%
Assets to equity 4.89× — 1.31× — — — — 20.27× —
Dividends
Dividend payout ratio — — — 0.0% 0.0% — — — —
Earnings retention rate — — — 1.00× 1.00× — — — —

Ratios as reported for each fiscal year; returns are on average equity / assets. Debt ratios are percentages; turnover in times; working-capital measures in days.

TPLL: frequently asked questions

What is TPLL's EPS?

TPL Life Insurance Limited reported basic earnings per share of Rs -0.93 for FY2025 (Jan – Dec 2025).

Does TPLL pay dividends?

TPL Life Insurance Limited did not declare a cash dividend for FY2025.

What was TPLL's total income and profit in FY2025?

TPL Life Insurance Limited reported total income of Rs 455.3 mn and profit attributable to shareholders of -Rs 208.2 mn for FY2025 (Jan – Dec 2025).

What is TPLL's book value per share?

TPL Life Insurance Limited's book value per share was Rs 1.17 at the end of FY2025. The shares trade at 16.12× book value.

Information only, not investment advice.