ALIFE Adamjee Life Assurance Company Limited
Latest results: FY2025 · Dec 2025 Q2 FY2026 · Apr – Jun 2026
Last close · 16 Oct 2026
Rs 29.81 0.00%
Financials
Adamjee Life Assurance Company Limited (ALIFE) financials
8 years of annual results (FY2018 – FY2025), 22 quarters.
Adamjee Life Assurance Company Limited (ALIFE) reported total income of Rs 47.9 bn for FY2025 (Jan – Dec 2025), up 4.1% from FY2024.
Profit attributable to shareholders was Rs 1.3 bn (EPS Rs 5.01), down 15.4%.
It declared a dividend of Rs 2.50 per share for FY2025 and has paid a dividend in each of the last 3 years.
Return on equity was 22.3%.
Over the last five years total income grew at a compound 19.8% a year.
At Rs 29.81 (close on 16 Oct 2026) the shares trade at 6.7× earnings (TTM to Jun 2026) and 1.22× book value, with a dividend yield of 8.4%.
Fundamentals
ALIFE at a glance
Net premium earned · FY2025
Rs 35.4 bn
▲ 17.0% year on year
Profit attributable to shareholders · FY2025
Rs 1.3 bn
▼ 15.4% year on year
EPS – basic (Rs) · FY2025
Rs 5.01
▼ 15.4% year on year
Dividend per share (Rs) · FY2025
Rs 2.50
▲ 31.3% year on year
Investments · FY2025
Rs 126.2 bn
▲ 16.2% year on year
Return on equity (ROE) · FY2025
22.3%
Financial statements
Income statement
Revenue, costs, profit and earnings per share.
- Total income · FY2025
- Rs 47.9 bn
- Profit attributable · FY2025
- Rs 1.3 bn
Balance sheet
Assets, liabilities, debt and shareholders' equity.
- Total assets · FY2025
- Rs 134.6 bn
- Equity · FY2025
- Rs 6.3 bn
Financial highlights
ALIFE financial results
| Rs bn | FY2025 Jan – Dec 2025 | FY2024 Jan – Dec 2024 | FY2023 Jan – Dec 2023 | FY2022 Jan – Dec 2022 | FY2021 Jan – Dec 2021 | FY2020 Jan – Dec 2020 | FY2019 Jan – Dec 2019 | FY2018 Jan – Dec 2018 |
|---|---|---|---|---|---|---|---|---|
| Net premium earned | 35.4 | 30.3 | 22.7 | 20.3 | 20.1 | 16.5 | 12.4 | 12.7 |
| Investment income (net) | 12.0 | 15.0 | 11.9 | 5.9 | 3.1 | 2.6 | 2.5 | 1.5 |
| Net claims & benefits | (32.9) | (24.8) | (19.4) | (14.6) | (9.5) | (7.5) | (7.1) | (6.8) |
| Profit before tax | 2.1 | 2.5 | 1.5 | 0.8 | 0.2 | 0.3 | 0.3 | 0.1 |
| Profit attributable to shareholders | 1.3 | 1.6 | 0.9 | 0.5 | 0.2 | 0.2 | 0.2 | 0.1 |
| EPS – basic (Rs) Rs | 5.01 | 5.92 | 3.46 | 1.90 | 0.66 | 0.73 | 0.83 | 0.21 |
| Dividend per share (Rs) Rs | 2.50 | 1.90 | 1.90 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 126.2 | 108.6 | 81.1 | 62.5 | 51.1 | 39.9 | 32.3 | 30.0 |
| Total assets | 134.6 | 116.4 | 86.1 | 69.2 | 61.9 | 50.8 | 40.4 | 33.9 |
| Total equity | 6.3 | 5.4 | 4.4 | 3.7 | 3.2 | 1.5 | 1.3 | 1.1 |
| Rs bn | TTM to Jun 2026 | Q2 FY2026 Apr – Jun 2026 | Q1 FY2026 Jan – Mar 2026 | Q4 FY2025 Oct – Dec 2025 | Q3 FY2025 Jul – Sep 2025 | Q2 FY2025 Apr – Jun 2025 | Q1 FY2025 Jan – Mar 2025 | Q4 FY2024 Oct – Dec 2024 | Q3 FY2024 Jul – Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|
| Net premium earned | 35.1 | 7.3 | 8.1 | 10.8 | 8.9 | 6.5 | 9.3 | 11.3 | 7.2 |
| Investment income (net) | 11.7 | 2.9 | 2.9 | 3.0 | 2.9 | 3.2 | 2.9 | 3.5 | 3.7 |
| Net claims & benefits | (36.5) | (9.3) | (10.0) | (8.5) | (8.7) | (8.1) | (7.5) | (7.4) | (5.9) |
| Profit before tax | 1.8 | 0.4 | 0.1 | 0.5 | 0.7 | 0.7 | 0.2 | 0.7 | 0.8 |
| Profit attributable to shareholders | 1.2 | 0.3 | 0.1 | 0.3 | 0.4 | 0.5 | 0.1 | 0.4 | 0.5 |
| EPS – basic (Rs) Rs | 4.43 | 1.28 | 0.35 | 1.28 | 1.52 | 1.66 | 0.47 | 1.58 | 1.87 |
| Dividend per share (Rs) Rs | 2.50 | 1.00 | 0.00 | 1.50 | 0.00 | 1.00 | 0.00 | 0.95 | 0.00 |
| Investments | 117.2 | 117.2 | 122.8 | 126.2 | 123.4 | 113.7 | 113.6 | 108.6 | 97.4 |
| Total assets | 134.7 | 134.7 | 131.9 | 134.6 | 130.6 | 122.1 | 118.9 | 116.4 | 102.0 |
| Total equity | 6.4 | 6.4 | 6.5 | 6.3 | 5.9 | 5.7 | 5.3 | 5.4 | 5.0 |
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets. Free cash flow and book value per share are calculated by Smart Money; TTM = the latest four quarters. Updated 16 Oct 2026.