Last close · 16 Oct 2026
Rs 27.68 +0.47%
Financials
First Habib Modaraba (FHAM) financials
20 years of annual results (FY2007 – FY2026), 80 quarters.
First Habib Modaraba (FHAM) reported revenue of Rs 4.9 bn for FY2026 (Jul 2025 – Jun 2026), down 2.4% from FY2025.
Profit attributable to shareholders was Rs 747.9 mn (EPS Rs 6.75), down 17.0%.
It declared a dividend of Rs 2.25 per share for FY2026 and has paid a dividend in each of the last 20 years.
Return on equity was 12.4%.
Over the last five years revenue grew at a compound 39.3% a year.
At Rs 27.68 (close on 16 Oct 2026) the shares trade at 4.1× earnings (FY2026) and 0.49× book value, with a dividend yield of 8.1%.
Fundamentals
FHAM at a glance
Revenue · FY2026
Rs 4.9 bn
▼ 2.4% year on year
Profit attributable to shareholders · FY2026
Rs 747.9 mn
▼ 17.0% year on year
EPS – basic (Rs) · FY2026
Rs 6.75
▼ 17.0% year on year
Dividend per share (Rs) · FY2026
Rs 2.25
▲ 0.0% year on year
Total assets · FY2026
Rs 41.7 bn
▲ 20.1% year on year
Return on equity (ROE) · FY2026
12.4%
-4.1 pts year on year
Financial statements
Income statement
Revenue, costs, profit and earnings per share.
- Revenue · FY2026
- Rs 4.9 bn
- Profit attributable · FY2026
- Rs 747.9 mn
Balance sheet
Assets, liabilities, debt and shareholders' equity.
- Total assets · FY2026
- Rs 41.7 bn
- Equity · FY2026
- Rs 6.3 bn
Financial highlights
FHAM financial results
| Rs bn | FY2026 Jul 2025 – Jun 2026 | FY2025 Jul 2024 – Jun 2025 | FY2024 Jul 2023 – Jun 2024 | FY2023 * Jul 2022 – Jun 2023 | FY2022 Jul 2021 – Jun 2022 | FY2021 Jul 2020 – Jun 2021 | FY2020 Jul 2019 – Jun 2020 | FY2019 Jul 2018 – Jun 2019 | FY2018 * Jul 2017 – Jun 2018 | FY2017 Jul 2016 – Jun 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 4.9 | 5.0 | 5.2 | 3.4 | 1.6 | 0.9 | 1.2 | 0.9 | 0.6 | 0.5 |
| Profit before tax | 1.2 | 1.2 | 1.2 | 0.8 | 0.5 | 0.4 | 0.3 | 0.3 | 0.3 | 0.3 |
| Profit attributable to shareholders | 0.7 | 0.9 | 0.7 | 0.5 | 0.4 | 0.4 | 0.3 | 0.3 | 0.3 | 0.3 |
| EPS – basic (Rs) Rs | 6.75 | 8.13 | 6.23 | 4.69 | 3.79 | 3.60 | 3.14 | 3.17 | 2.87 | 2.92 |
| Dividend per share (Rs) Rs | 2.25 | 2.25 | 2.10 | 2.00 | 2.00 | 2.80 | 2.80 | 2.80 | 2.50 | 2.00 |
| Total assets | 41.7 | 34.7 | 26.4 | 20.5 | 17.2 | 12.1 | 9.9 | 11.1 | 10.3 | 8.4 |
| Borrowings | 22.3 | 20.8 | 16.2 | 13.7 | 11.3 | 7.3 | 5.3 | 6.1 | 5.6 | 3.9 |
| Total equity | 6.3 | 5.8 | 5.1 | 4.6 | 4.0 | 3.8 | 3.6 | 3.6 | 3.6 | 3.5 |
| Rs bn | TTM to Jun 2026 | Q4 FY2026 Apr – Jun 2026 | Q3 FY2026 Jan – Mar 2026 | Q2 FY2026 Oct – Dec 2025 | Q1 FY2026 Jul – Sep 2025 | Q4 FY2025 Apr – Jun 2025 | Q3 FY2025 Jan – Mar 2025 | Q2 FY2025 Oct – Dec 2024 | Q1 FY2025 Jul – Sep 2024 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 4.9 | 1.3 | 1.2 | 1.2 | 1.1 | 1.2 | 1.1 | 1.3 | 1.4 |
| Profit before tax | 1.2 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.4 | 0.3 |
| Profit attributable to shareholders | 0.7 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.3 | 0.2 |
| EPS – basic (Rs) Rs | 6.75 | 1.43 | 1.88 | 1.77 | 1.67 | 2.22 | 1.69 | 2.51 | 1.72 |
| Dividend per share (Rs) Rs | 2.25 | 2.25 | 0.00 | 0.00 | 0.00 | 2.25 | 0.00 | 0.00 | 0.00 |
| Total assets | 41.7 | 41.7 | 40.3 | 39.1 | 36.1 | 34.7 | 32.7 | 30.5 | 28.2 |
| Borrowings | 22.3 | 22.3 | 24.4 | 23.2 | 24.4 | 20.8 | 21.3 | 16.9 | 18.1 |
| Total equity | 6.3 | 6.3 | 6.1 | 5.9 | 5.7 | 5.8 | 5.5 | 5.4 | 5.1 |
Figures in Pakistani rupees as reported by the company; costs and cash outflows in brackets. Free cash flow and book value per share are calculated by Smart Money; TTM = the latest four quarters. Updated 16 Oct 2026.