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Comparison

EFU General Insurance Limited vs EFU Life Assurance Limited

EFU General Insurance Limited (EFUG) is worth Rs 24.1 bn at the latest close, 1.5 times the market value of EFU Life Assurance Limited (EFUL) at Rs 16.4 bn. In their latest annual results EFUG reported revenue of Rs 102.7 bn (FY2025) and EFUL Rs 82.8 bn (FY2025). EFUG trades at 4.1× earnings and EFUL at 6.5×. Dividend yields: EFUG 8.3%, EFUL 9.6%.

EFUG and EFUL compared
Latest EFUG FY2025 EFUL FY2025
Price Rs 120.72 Rs 112.00
Market value Rs 24.1 bn Rs 16.4 bn
P/E 4.1× (stronger) 6.5×
P/B 0.81× (stronger) 1.61×
Dividend yield 8.3% 9.6% (stronger)
Revenue (latest year) Rs 102.7 bn Rs 82.8 bn
Revenue growth, year on year 5.8% (stronger) 3.7%
Revenue growth, 5 years a year 10.4% 12.0% (stronger)
Profit (latest year) Rs 5.6 bn (stronger) Rs 2.4 bn
EPS (latest year) Rs 28.24 Rs 16.71
Dividend per share Rs 10.00 Rs 10.77
Net margin 6.7% (stronger) 2.9%
Return on equity 20.9% 25.3% (stronger)
Debt to equity 3.5% (stronger) 11.2%
Dividend streak (years) 20 20

Highlighted: the higher figure where higher is usually stronger (growth, margins, returns, yield) or the lower where lower is (P/E, P/B, debt). A highlight is a comparison, not a recommendation.

Revenue by fiscal year EFUG EFUL
Revenue by fiscal year Rs 103 bn EFUG FY2016: Rs 8.4 bn EFUL FY2016: Rs 39.7 bn FY2016 EFUG FY2017: Rs 8.5 bn EFUL FY2017: Rs 40.2 bn FY2017 EFUG FY2018: Rs 27.9 bn EFUL FY2018: Rs 33.4 bn FY2018 EFUG FY2019: Rs 47.0 bn EFUL FY2019: Rs 34.9 bn FY2019 EFUG FY2020: Rs 62.7 bn EFUL FY2020: Rs 46.9 bn FY2020 EFUG FY2021: Rs 55.0 bn EFUL FY2021: Rs 50.4 bn FY2021 EFUG FY2022: Rs 56.5 bn EFUL FY2022: Rs 57.9 bn FY2022 EFUG FY2023: Rs 57.3 bn EFUL FY2023: Rs 69.6 bn FY2023 EFUG FY2024: Rs 97.1 bn EFUL FY2024: Rs 79.9 bn FY2024 EFUG FY2025: Rs 102.7 bn EFUL FY2025: Rs 82.8 bn FY2025
Profit by fiscal year EFUG EFUL
Profit by fiscal year Rs 6 bn EFUG FY2016: Rs 2.4 bn EFUL FY2016: Rs 1.9 bn FY2016 EFUG FY2017: Rs 2.6 bn EFUL FY2017: Rs 1.9 bn FY2017 EFUG FY2018: Rs 2.8 bn EFUL FY2018: Rs 1.6 bn FY2018 EFUG FY2019: Rs 2.5 bn EFUL FY2019: Rs 1.5 bn FY2019 EFUG FY2020: Rs 2.4 bn EFUL FY2020: Rs 1.8 bn FY2020 EFUG FY2021: Rs 2.8 bn EFUL FY2021: Rs 1.5 bn FY2021 EFUG FY2022: Rs 421.5 mn EFUL FY2022: Rs 1.7 bn FY2022 EFUG FY2023: Rs 3.3 bn EFUL FY2023: Rs 2.1 bn FY2023 EFUG FY2024: Rs 3.8 bn EFUL FY2024: Rs 3.0 bn FY2024 EFUG FY2025: Rs 5.6 bn EFUL FY2025: Rs 2.4 bn FY2025

Prices at the latest close; financial figures from each company's latest annual report. Information only, not investment advice.