Skip to content
Smart Money

Comparison

Adamjee Life Assurance Company Limited vs EFU Life Assurance Limited

EFU Life Assurance Limited (EFUL) is worth Rs 16.4 bn at the latest close, 2.1 times the market value of Adamjee Life Assurance Company Limited (ALIFE) at Rs 7.8 bn. In their latest annual results ALIFE reported revenue of Rs 47.9 bn (FY2025) and EFUL Rs 82.8 bn (FY2025). ALIFE trades at 6.7× earnings and EFUL at 6.5×. Dividend yields: ALIFE 8.4%, EFUL 9.6%.

ALIFE and EFUL compared
Latest ALIFE FY2025 EFUL FY2025
Price Rs 29.81 Rs 112.00
Market value Rs 7.8 bn Rs 16.4 bn
P/E 6.7× 6.5× (stronger)
P/B 1.22× (stronger) 1.61×
Dividend yield 8.4% 9.6% (stronger)
Revenue (latest year) Rs 47.9 bn Rs 82.8 bn
Revenue growth, year on year 4.1% (stronger) 3.7%
Revenue growth, 5 years a year 19.8% (stronger) 12.0%
Profit (latest year) Rs 1.3 bn Rs 2.4 bn (stronger)
EPS (latest year) Rs 5.01 Rs 16.71
Dividend per share Rs 2.50 Rs 10.77
Net margin 2.7% 2.9% (stronger)
Return on equity 22.3% 25.3% (stronger)
Debt to equity 9.0% (stronger) 11.2%
Dividend streak (years) 3 20 (stronger)

Highlighted: the higher figure where higher is usually stronger (growth, margins, returns, yield) or the lower where lower is (P/E, P/B, debt). A highlight is a comparison, not a recommendation.

Revenue by fiscal year ALIFE EFUL
Revenue by fiscal year Rs 83 bn EFUL FY2016: Rs 39.7 bn FY2016 EFUL FY2017: Rs 40.2 bn FY2017 ALIFE FY2018: Rs 14.3 bn EFUL FY2018: Rs 33.4 bn FY2018 ALIFE FY2019: Rs 15.3 bn EFUL FY2019: Rs 34.9 bn FY2019 ALIFE FY2020: Rs 19.4 bn EFUL FY2020: Rs 46.9 bn FY2020 ALIFE FY2021: Rs 23.7 bn EFUL FY2021: Rs 50.4 bn FY2021 ALIFE FY2022: Rs 27.0 bn EFUL FY2022: Rs 57.9 bn FY2022 ALIFE FY2023: Rs 35.4 bn EFUL FY2023: Rs 69.6 bn FY2023 ALIFE FY2024: Rs 46.0 bn EFUL FY2024: Rs 79.9 bn FY2024 ALIFE FY2025: Rs 47.9 bn EFUL FY2025: Rs 82.8 bn FY2025
Profit by fiscal year ALIFE EFUL
Profit by fiscal year Rs 3 bn EFUL FY2016: Rs 1.9 bn FY2016 EFUL FY2017: Rs 1.9 bn FY2017 ALIFE FY2018: Rs 56.1 mn EFUL FY2018: Rs 1.6 bn FY2018 ALIFE FY2019: Rs 217.1 mn EFUL FY2019: Rs 1.5 bn FY2019 ALIFE FY2020: Rs 191.0 mn EFUL FY2020: Rs 1.8 bn FY2020 ALIFE FY2021: Rs 173.8 mn EFUL FY2021: Rs 1.5 bn FY2021 ALIFE FY2022: Rs 497.7 mn EFUL FY2022: Rs 1.7 bn FY2022 ALIFE FY2023: Rs 908.1 mn EFUL FY2023: Rs 2.1 bn FY2023 ALIFE FY2024: Rs 1.6 bn EFUL FY2024: Rs 3.0 bn FY2024 ALIFE FY2025: Rs 1.3 bn EFUL FY2025: Rs 2.4 bn FY2025

Prices at the latest close; financial figures from each company's latest annual report. Information only, not investment advice.