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Comparison

First Habib Modaraba vs Sindh Modaraba

First Habib Modaraba (FHAM) is worth Rs 3.1 bn at the latest close, 1.2 times the market value of Sindh Modaraba (SINDM) at Rs 2.5 bn. In their latest annual results FHAM reported revenue of Rs 4.9 bn (FY2026) and SINDM Rs 363.4 mn (FY2026). FHAM trades at 4.1× earnings and SINDM at 14.1×. Dividend yields: FHAM 8.1%, SINDM 2.8%.

FHAM and SINDM compared
Latest FHAM FY2026 SINDM FY2026
Price Rs 27.68 Rs 50.46
Market value Rs 3.1 bn Rs 2.5 bn
P/E 4.1× (stronger) 14.1×
P/B 0.49× (stronger) 0.82×
Dividend yield 8.1% (stronger) 2.8%
Revenue (latest year) Rs 4.9 bn Rs 363.4 mn
Revenue growth, year on year -2.4% 6.3% (stronger)
Revenue growth, 5 years a year 39.3% (stronger) 21.3%
Profit (latest year) Rs 747.9 mn (stronger) Rs 161.3 mn
EPS (latest year) Rs 6.75 Rs 3.59
Dividend per share Rs 2.25 Rs 1.40
Net margin 15.4% 44.4% (stronger)
Return on equity 12.4% (stronger) 6.3%
Debt to equity 356.0% —
Current ratio 0.46× 14.83× (stronger)
Dividend streak (years) 20 (stronger) 6

Highlighted: the higher figure where higher is usually stronger (growth, margins, returns, yield) or the lower where lower is (P/E, P/B, debt). A highlight is a comparison, not a recommendation.

Revenue by fiscal year FHAM SINDM
Revenue by fiscal year Rs 5 bn FHAM FY2017: Rs 539.8 mn SINDM FY2017: Rs 132.6 mn FY2017 FHAM FY2018: Rs 585.8 mn SINDM FY2018: Rs 153.8 mn FY2018 FHAM FY2019: Rs 913.7 mn SINDM FY2019: Rs 125.0 mn FY2019 FHAM FY2020: Rs 1.2 bn SINDM FY2020: Rs 188.1 mn FY2020 FHAM FY2021: Rs 926.2 mn SINDM FY2021: Rs 138.2 mn FY2021 FHAM FY2022: Rs 1.6 bn SINDM FY2022: Rs 167.0 mn FY2022 FHAM FY2023: Rs 3.4 bn SINDM FY2023: Rs 279.7 mn FY2023 FHAM FY2024: Rs 5.2 bn SINDM FY2024: Rs 407.3 mn FY2024 FHAM FY2025: Rs 5.0 bn SINDM FY2025: Rs 341.8 mn FY2025 FHAM FY2026: Rs 4.9 bn SINDM FY2026: Rs 363.4 mn FY2026
Profit by fiscal year FHAM SINDM
Profit by fiscal year Rs 901 mn FHAM FY2017: Rs 294.5 mn SINDM FY2017: Rs 26.3 mn FY2017 FHAM FY2018: Rs 289.6 mn SINDM FY2018: Rs 52.4 mn FY2018 FHAM FY2019: Rs 319.7 mn SINDM FY2019: Rs 81.2 mn FY2019 FHAM FY2020: Rs 316.7 mn SINDM FY2020: Rs 107.9 mn FY2020 FHAM FY2021: Rs 363.1 mn SINDM FY2021: Rs 75.8 mn FY2021 FHAM FY2022: Rs 382.1 mn SINDM FY2022: Rs 66.3 mn FY2022 FHAM FY2023: Rs 519.6 mn SINDM FY2023: Rs 130.4 mn FY2023 FHAM FY2024: Rs 690.2 mn SINDM FY2024: Rs 201.3 mn FY2024 FHAM FY2025: Rs 901.5 mn SINDM FY2025: Rs 180.1 mn FY2025 FHAM FY2026: Rs 747.9 mn SINDM FY2026: Rs 161.3 mn FY2026

Prices at the latest close; financial figures from each company's latest annual report. Information only, not investment advice.